Right Choice Insurance - Wrong Choice

[UrbanRacer]

Its thats time of year where I'm legally obliged to get ripped off by the insurance companies.

My renewal from Carol Nash was a bit of joke and the "i can't be bothered attitude" from the Carol Nash rep ended any chance of them getting my business this year.
So my next point of call was the ever popular compare the market to get a base price to work off of for my insurance costs, top 3 were

1. Right Choice Insurance
2. MCE
3. Bennetts

Right Choice Insurance were £10 cheaper than anyone else, i wasn't interested in any of the additional benefits like Breakdown cover, Leather Cover or Dancing girls so as they were the cheapest i thought i'd go with them.
As usual i had the follow up call with them to go over everything however they wanted to go into things a bit more in-depth like asking me what my last 3 previous bikes were....
anyway once that was done i got an email from them with the welcome pack, and as you would expect they wanted proof of no claims..... and

A photocopy of my driving license card, both sides
A DVLA share code for online viewing of my driving license
A photocopy of all 4 pages of my V5
A photograph of my Odometer

what the fuck!

I called them back and i was going to just cancel but they said i would need to pay a £60 admin fee

Fuck these cunts, not worth the saving of £10. I've never had to supply anything like that to any insurance company previously and it will be last time i take insurance with Right Choice Insurance.

Google reviews seem to agree with me, wish i had checked prior to paying these scum bags.

[Freddyfruitba...]

[rpsmith79]

[quote="Freddyfruitbat"]

[P.]

[rpsmith79]

[arry]

[Monkeypony]

I'm curious. Why not just send them what they're asking for?

I'd rather take half a dozen photos and email them than give some insurance company £60 for doing nothing.

The only piece of information that isn't something you've already told them about would be the odometer reading. Other than that, you already declared any points, told them the bike is registered to you and kept at whatever address you've told them it's kept at.

It actually seems fairly sensible for them to actually to bother the check that the info you've given them is correct.
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Current bike - 2018 H2-SX, 2004 SV1000s, 2016 Aprilia RSV4 RF, 2017 Sherco SERF 300, 2003 Suzuki DRZ400 (stolen - AY53 JUU)

[UrbanRacer]

[Monkeypony]

[M.C]

Dunno why you would go with an unknown (at least I've never heard of them) insurer/broker for the sake of a tenner. The one good thing about MCE is they don't ask for anything

[Musketeer]

[Monkeypony]

[rpsmith79]

[P.]

[Monkeypony]

[Musketeer]

But they asked for a copy of the licence too. That should be sufficient.

I've never tried to get DVLA code before so I don't know what information insurers can get that way.
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Current Bike: Yamaha XSR900 Previous bikes: Honda CBR1000RR Fireblade, Kawasaki ZX-6R Ninja, Aprilia RS125 2-stroke

[Monkeypony]

[P.]

[Monkeypony]

[Rogerborg]

[Freddyfruitba...]

[Monkeypony]

[Wonko The Sane]

[Bonnie Lad]

+1 for telling them to fuck off tbh

I had the same with bikesure - they wanted pics of my thatcham certificate for the factory fitted alarm, pics of my Almax chain, and a receipt for purchase of Almax chain.

Told them to do one within 14 days, acted like a twat on the phone and they waived the 25 quid ransom too. Went with Bennett's who didn't ask for anything daft.

If an insurer behaves like that up front, what do you expect them to act like if you ever have to make a legitimate claim from them?

[MahatmaAndhi]

What happens if you don't send them the details? Does the insurance become null and void?
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2008 Aprilia Sportcity 250