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| Easy-X |
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Easy-X
Super Spammer
Joined: 08 Mar 2019
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 Posted: 11:23 - 17 Jan 2025  Post subject: Zero road tax old bangers |
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More road tax changes rolling in this year. Fuck knows why anyone would want to buy a new car these days when even EVs will be paying tax. Older vehicles can always expect a bit of a tax increase from inflation but 10% of zero is still zero 
One cheat code I've enjoyed for the last 10 years is zero road tax for a so called eco-engine car. If you can get by with an old banger to nip to the shops and not worried about ULEZ and the like consider getting one of these. Must be years 2001 ~ 2017:
Petrol/Hybrids: Toyota Pruis, Honda Jazz Hybrid
Petrol: Mitsubishi Mirage
Eco-Diesel: VW BlueMotion, Skoda GreenLine, SEAT Ecomotive, Peugeot/Citroen e-HDi, Ford ECOnetic, Smart FourTwo diesels
The crucial information to ask for is the CO2 per kilometre from the V5. It needs to be 99 or less for zero road tax. Personally I'd avoid the hybrids, too complicated. Diesels, correctly maintained, can last for hundreds of thousands of miles.
tl;dr buy old banger - no road tax, low insurance cost, make Greta cry 
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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| stinkwheel |
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stinkwheel
Bovine Proctologist
Joined: 12 Jul 2004
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Posted: 12:22 - 17 Jan 2025  Post subject: |
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Mate of mine has just started using a Triumph Dolomite as his daily driver. He's spent a fair wad getting it up to spec, all the bodywork done, chassis patched and properly painted so it wont rot. Suspension and running gear all renewed, engine refurbed, modern electrics, LED bulbs and suchlike. Basically better than new.
Still wasn't as expensive as a new car though, tax exempt, congestion charge exempt, MOT exempt, buttons for insurance. Also pretty cool, in a slightly lacklusture 70s nostalgia kind of a way.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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| doggone |
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doggone
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Easy-X
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| Posted: 13:04 - 17 Jan 2025 Post subject: |
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Well yes, there is the vintage route but unless you want to roll up your shirt sleeves an early 2000s car is a lot easier. Yes, I've replaced brake pads, done oil changes, etc. myself but nothing really dramatic (translation: expensive, if your only option is to pay a mechanic to work on it). Maybe the fuel sender failure now I come to think of it.
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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| Polarbear |
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Polarbear
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Easy-X
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| blurredman |
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blurredman
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Posted: 09:46 - 20 Jan 2025  Post subject: |
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| Polarbear wrote: | Im totally confused over the new road tax costs. All this 'new cars pay x for the first year' etc. My shitbox pug has £0 road tax at the moment. I just want to know what change our wonderful masters are going to make to that. |
Nothing. Most things relating to the motor vehicle are basically never retroactively applied. Cars pre 2001 are still done on the <1.5l or >1.5l rule for example, and old cars wouldn't exist if emissions now were applied to vehicles that are 30 years old. I still don't need a fog light on my 1980 car, and No one requires working reverse lights unless their vehicle was registered post 2009. Bikes don't need more than one brake light switch (factory fitted, or just broken or otherwise) if used before 1986. Etc etc etc etc. All these requirements are applied to NEW vehicles from a specific date that the legislation was passed.
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CBT: 12/06/10, Theory: 22/09/10, Module 1: 09/11/10, Module 2: 19/01/11
Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S, 1979 MZ TS150.
Current: 1973 MZ ES250/2 - 18k, 1979 Suzuki TS185ER - 10k, 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (295cc) - 39k, 1989 MZ ETZ251 - 50k. |
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| that_impulse_guy |
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that_impulse_guy
Scooby Slapper
Joined: 07 Mar 2023
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| Posted: 14:55 - 23 Jan 2025 Post subject: |
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i got my wife an ford fiesta ecoboost 1l turbo 100hp 2015 just before covid. Zero road tax, 99polar bears emissions, so lower than the 100 starting point.
yes yes...wet belt.
But an ok car, modern enough, bluetooth, dab.
Got stolen, due to being the keyless version.
Now replaced with a corsa thats slower and has road tax of around 190gbp/yr I think.
I believe the sweet spot is a 2014 ecoboost...that still had a physical key for everything.
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Gone: Yamaha DT50lc, Suzuki DR500, Suzuki A100, Kawasaki z250ltd, RD350YPVS, Suzuki DR Big, Kawasaki AR125, Kawasaki KMX200, Suzuki GS1000S, Katana 1100, GS550M, Suzuki RGV250
Now: Suzuki GSX400X, Suzuki RF900R, NS400R |
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to v or not to v
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| MarJay |
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MarJay
But it's British!
Joined: 15 Sep 2003
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| Posted: 14:12 - 11 Feb 2025 Post subject: |
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| stinkwheel wrote: | Mate of mine has just started using a Triumph Dolomite as his daily driver. He's spent a fair wad getting it up to spec, all the bodywork done, chassis patched and properly painted so it wont rot. Suspension and running gear all renewed, engine refurbed, modern electrics, LED bulbs and suchlike. Basically better than new.
Still wasn't as expensive as a new car though, tax exempt, congestion charge exempt, MOT exempt, buttons for insurance. Also pretty cool, in a slightly lacklusture 70s nostalgia kind of a way. |
Yeah just don't get hit by a Rangie or Ford F-150 that seem to be more common here these days.
Side note, are men so insecure now that they have to buy these giant pickups or 4x4s? It's advertising your lack of big D energy gents. Especially the huuge american style pickups. Yeah, so you might be as fat as an American, but surely you're not as tasteless?
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another. |
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| WD Forte |
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WD Forte
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Joined: 17 Jun 2010
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Posted: 01:42 - 12 Feb 2025  Post subject: |
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I was in B&Q for some ply a while back and some loser had one of those huge but useless
pick up things and he and his missus were struggling to fit what looked like some
shelving into it which wouldn't go inside nor into the undersized rear bed.
It looked like an early retirment/mid life crisis toy to me and was
neither of use nor ornament.
Ida kept my shit box van and pissed that money away on drugs and prostitutes like a real man me. 
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stinkwheel
Bovine Proctologist
Joined: 12 Jul 2004
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| Posted: 07:27 - 12 Feb 2025 Post subject: |
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My brother drives a fucking massive Ford Ranger. He's doing it 100% as taking the piss of the company vehicle tax rules. He has no need at all for a vehicle like that. It's still currently classed as a commercial vehicle for income tak purposes and so is capped at a maximum £500 benefit. He's actually already ordered a new one to arrive just before the rule changes that re-classifies them from a commercial vehicle comes in.
I suspect he'll move up to one of the pimped out vito vans with the hot engine after that.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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| Feasty |
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Feasty
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Joined: 01 Nov 2006
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| Posted: 10:44 - 12 Feb 2025 Post subject: |
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I'm actually thinking about this from a slightly different view point. My daughter is turning 17 in July and desperate to get her driving test passed and get her own car (when she starts effing earning of course  ).
I know at that age and for her first year the insurance will be ridiculous. Her friends drive around in little minimum size engine Micra's, Ka's, Corsa's and the like.
But I'm wondering if running costs will be cheaper if she gets an older more classic car i.e. an old Beetle, CV2 or something. She won't be doing loads of miles, and they are easy to work on.
Completely different to stupid me who bought a VW T5 Caravelle a few years ago without checking the tax costs first thinking it can't be a huge amount. So now paying out nearly £500 a year... 
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Previous: Aprilia Habana Retro 50cc (beauty), Yamaha SR125 (fell apart), Honda XR125 (nippy little commuter), Honda SLR650 (Geewhizz), Yamaha Diversion 900S (Smoooooth) written off courtesy of a stupid escaped horse.
(7 year gap), BMW F650 (Relaxing ride). Aprilia Caponord ETV1000 (Big and bold). Yamaha FZS600 (got me in trouble too quick!).
Current: Yamaha TDM 900 (Comfy, light but big, power when needed). |
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| A100man |
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A100man
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Joined: 19 Aug 2013
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| Posted: 11:58 - 12 Feb 2025 Post subject: |
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| stinkwheel wrote: | My brother drives a fucking massive Ford Ranger. He's doing it 100% as taking the piss of the company vehicle tax rules. He has no need at all for a vehicle like that. It's still currently classed as a commercial vehicle for income tak purposes and so is capped at a maximum £500 benefit. He's actually already ordered a new one to arrive just before the rule changes that re-classifies them from a commercial vehicle comes in.
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Same.. although my bro is in the Agri buiness so marginal use case*.
They will die on their arse I hope once the rule change is fully in place, and builders ives canno longer use them nn thwe school run. I hate them more than SUVs.
* although he previously managed with a Skoda Octavia Estate 4x4 'Scout' which was a great piece of kit.
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Now: A100, GT250A, XJ598, FZ750
Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600 |
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doggone
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stinkwheel
Bovine Proctologist
Joined: 12 Jul 2004
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| Posted: 15:22 - 12 Feb 2025 Post subject: |
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| Feasty wrote: | I'm actually thinking about this from a slightly different view point. My daughter is turning 17 in July and desperate to get her driving test passed and get her own car (when she starts effing earning of course ).
I know at that age and for her first year the insurance will be ridiculous. Her friends drive around in little minimum size engine Micra's, Ka's, Corsa's and the like.
But I'm wondering if running costs will be cheaper if she gets an older more classic car i.e. an old Beetle, CV2 or something. She won't be doing loads of miles, and they are easy to work on.
Completely different to stupid me who bought a VW T5 Caravelle a few years ago without checking the tax costs first thinking it can't be a huge amount. So now paying out nearly £500 a year... |
There is no rhyme or reason to it. Try some quotes with dummy details from a disposable email address and see what comes up. Comes down to what people claim for a lot much of the time.
Often something uttery shit boring that was fairly unpopular and rarely a choice of someone who really likes driving is a good bet.
Try a Nissan Almera as your starter for 10. They are dull as ditchwater and people rarely crash them. However they are also a Nissan and so are still likely to be working. Diesel Yaris would be my next pick.
Oh, and Kei cars, which seems perverse. I ran quotes for one of the 660 mitsubishi copens for one of my younger work colleagues and it was way cheaper to insure than a poverty spec fiesta, despite having a relatively high insurance group. I guess owners of them look after them and have few crashes so loading is lower. It would be a cool as fuck car for a teenager.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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| that_impulse_guy |
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that_impulse_guy
Scooby Slapper
Joined: 07 Mar 2023
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| Posted: 20:19 - 12 Feb 2025 Post subject: |
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just do pls check if youre buying something old, occasionally the policies covering these old (cani say classic?) vehicles dont allow you to accrue no-claims-discount, ..because "going to a show in a field three times a year is not representative driving" and at such a young age she needs to start getting them numbers behind her ASAP
____________________
Gone: Yamaha DT50lc, Suzuki DR500, Suzuki A100, Kawasaki z250ltd, RD350YPVS, Suzuki DR Big, Kawasaki AR125, Kawasaki KMX200, Suzuki GS1000S, Katana 1100, GS550M, Suzuki RGV250
Now: Suzuki GSX400X, Suzuki RF900R, NS400R |
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| blurredman |
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blurredman
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| Posted: 14:47 - 13 Feb 2025 Post subject: |
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Agreed. I was also most annoyed after a year or two of a policy realising I had been given 'classic insurance', which is not something that was discussed on the phone or mentioned on-line. A lot of insurance companies don't understand that an old car doesn't mean that you want classic policy. You might just happen to have a 30 odd year old car as your only and every day car. These days though, with my age, the policies presented to me never change price and are often more expensive elsewhere anyway, so I normally just let them tick over- NCD or no NCD policy.
____________________
CBT: 12/06/10, Theory: 22/09/10, Module 1: 09/11/10, Module 2: 19/01/11
Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S, 1979 MZ TS150.
Current: 1973 MZ ES250/2 - 18k, 1979 Suzuki TS185ER - 10k, 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (295cc) - 39k, 1989 MZ ETZ251 - 50k. |
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| Easy-X |
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Easy-X
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blurredman
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| Posted: 16:33 - 13 Feb 2025 Post subject: |
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| Easy-X wrote: | The oldest car I mentioned is 2001 - 24 years old - are such things being classified as "Classics"? |
According to some insurance companies, 25+ they consider a classic. So when you take out insurance, ask them, or tell them, you want a normal policy, if you care about the NCD.
____________________
CBT: 12/06/10, Theory: 22/09/10, Module 1: 09/11/10, Module 2: 19/01/11
Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S, 1979 MZ TS150.
Current: 1973 MZ ES250/2 - 18k, 1979 Suzuki TS185ER - 10k, 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (295cc) - 39k, 1989 MZ ETZ251 - 50k. |
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| Polarbear |
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Polarbear
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MarJay
But it's British!
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blurredman
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| Posted: 08:59 - 02 Apr 2025 Post subject: |
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| Polarbear wrote: |
Not in this case. The woman from accounts needs her spending money from somewhere and the motorist is such a good target.  . Those sneaky Labour bastards have back dated it to cover my shit box Pug. |
Sorry, I think I was not really clear. I didn't mean to say tax wouldn't go up. Of course tax always goes up.
Before 2022ish tax increased 5-10 quid a year average in the pre-2001 tax brackets. If it didn't go up at all one year, then the next it was up £10. I'm still in that bracket so it still goes up. In 2017 I paid £150 for the car a year and by the time I need to pay tax early next year it will be £220. This is a 1.1litre, 50hp vehicle. I still have my old tax discs I dug out what they said I paid in say 2010 and it was £125. 
Your vehicle is already classed within a specific bracket, paying 0 or 5 or 20 quid it doesn't matter it can (and will) always go up. You gotta wait until it is 40 years old or just SORN and never drive the vehicle to get around this. I didn't mean tax in relation to my comment about retroactivity.
____________________
CBT: 12/06/10, Theory: 22/09/10, Module 1: 09/11/10, Module 2: 19/01/11
Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S, 1979 MZ TS150.
Current: 1973 MZ ES250/2 - 18k, 1979 Suzuki TS185ER - 10k, 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (295cc) - 39k, 1989 MZ ETZ251 - 50k. |
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| A100man |
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A100man
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| Posted: 09:53 - 02 Apr 2025 Post subject: |
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THe VED scheme is a complete nonsense.
My 2019 SEAt Leon 1.0 3 cylinder with 109 Polarbears is next year £195 . However it was registered between 2001 - 2017 it woud be only £20.
Meanwhile my Sprinter with GVW on regitration of 3.8 tons (even though it tips the scales at only 2.9 T) is £171. I could choose to downplate it to under 3.5 T which comes with the benefit of doing 70 mph and (much) cheaper ULEZ - should I enter a zone, but then VED jumps to £360.
Whomever worked this all out is a moron.
____________________
Now: A100, GT250A, XJ598, FZ750
Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600 |
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| doggone |
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doggone
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| Posted: 10:57 - 02 Apr 2025 Post subject: |
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My builder friend has Iveco tipper truck can carry 2 tons and sort of (  ) needs a tachograph the tax is about £190 or was last year.
It's 14 plate same as my Isuzu pickup and that's about £340
They are both used for similar work and towing.
It's just grab grab grab. Both these vehicles are needed for work, if the idea is to force you to buy an electric mini or go on a non-existent bus instead it isn't a viable option |
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