Todays - What Grinds my gears

[hellkat]

[blurredman]

[to v or not to v]

[Easy-X]

Credit Scores.

Apparently two bad things in my credit score, simultaneously:

1) Not utilising the credit I have available.

2) Using >50% of the credit I have available.

I have a card with a balance I pay off every month and a zero percent balance transfer card I dumped some stuff on a while back. Average the two out and I'd be <50% of credit utilisation but no, paying off a card every month is bad and shopping for the cheapest credit is also bad.

Not really sure what these credit scores are meant to do when every credit agreement I've ever entered into has just sailed through (e.g. mobile phones and cars.)
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[Easy-X]

"Granddad, can you look at the brakes on my bike? They were squeaking so daddy oiled them and now they don't work."

https://c.tenor.com/YctxttUmGMYAAAAC/tenor.gif
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[A100man]

[stinkwheel]

[stinkwheel]

[Easy-X]

Sounds like my M&S credit card. I got it on a whim when bought lunches from the shop. Now I know M&S don't really do cards, it's a branding exercise, still I thought it was cute to buy my M&S sandwich with an M&S card. This was back when you had staff that would give you a smile when you whipped it out*

Years and years I had the card and the original £1,000 limit never got bumped. Until... I forgot to pay it off one time and payment ended up being a day late. Bam! the next month "we're reducing your credit limit". Well fuck you very much, I'll buy my sandwiches in Tesco from now on.

*The card! You filthy minded individuals.
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[to v or not to v]

the dog cut his paw quite bad in the forest this morning. vet wanted £300 just to look at it.
bill so far £500.
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current bike Yamaha Thunderace.
Moto Guzzi V7.

[BanditsHigh]

Riding to the shops, coming back out and seeing a trail of oil which ends up under the bike ... was it there already I thought ... started the engine and saw another trail of oil as I reversed

Luckily I made it home without the oil light coming on, put a plastic bag under and walked away.

Hopefully it's either the radiator or the oil lines, they can be replaced if I can find the parts (or add custom set of lines/radiator), but if it's the drain pipes from the cyclinder then it's an engine strip down (GSX 1400).

[hellkat]

I've arranged with a local chirpy-chappy for him to come round at 9 today to help me chuck out some stuff in my shed but so far he is not here, and I'm not going to start till he gets here because he needs to be the initial spider-chaser.

Not a problem generally about running a bit behind the time, cos it is Sunday morning after all. And I have fuckloads of other stuff to do anyway.

But NOW I am starting to feel the need to drop the kids off at the pool - so if he shows up now he will either catch me in the very act OR the air in the house will make it clear what has been just going on*.

I can have all the doors open and own some very posh air freshener but still ...

Anyway at the moment, neither the kids nor the chirpy-chappy have arrived

*plus I'd need to have another shower
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Not nearly as interesting in real life.

[Raffles]

[hellkat]

Neither. (at least not at 10.31)

Apparently he showed up at 10.54 (according to my Ring doorbell, which he did not use) which was about 2 minutes after I decided to hang the washing out and water the back garden, but because I was out in the garden and he didn't use my Ring doorbell ... I didn't hear it.

Wasn't until I came back indoors and picked up my phone to text my daughter that I saw the Ring notification "There is someone in your front yard" and there is a picture of Fred (said chirpy-chappy).

Another man letting me down and not able to stick to arrangements.
I don't have his phone number.
I am unconcerned.

He might have managed to get to at least hellkat-first-base* if he had stuck to time and helped me in my task but now ... not so much.

The kids arrived shortly after.



*not in the "traditional" sense, you ruffians
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Not nearly as interesting in real life.

[A100man]

[hellkat]

First off, "girl world" is not hellkat world. I rarely follow the same emotional and manipulative paths of other girls.

No.
Playing cool did not lose him a blowie.

It meant that he was late for a job (not the blowie variety!!) and so I will be less likely to add him to my list of trustworthy "little men who do". We hadn't agreed a price (yet) as there was a fair amount of old bike parts that might have earned him some scrap metal value, but generally I would have been amenable to crossing his palm with silver for his time and effort.

If (for example) his dog* died then I will have some sympathy and perhaps re-schedule the appointment.

He's probably gone to the bookies to lick his wounds.

NB: I may or may not have previously provided blowies to way more tardy people than him (and regretted it at my leisure ) but he is not currently on that list of favourable blokes. In fact that list is woefully short at present, in that it only includes Hugh Grant, Arnold Schwarzenegger and Vinnie Jones.


*a very adorable wire-haired terrier called Finn
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Not nearly as interesting in real life.

[hellkat]

Meanwhile, my house smells deliciously of roast chicken which he is missing out on.
Besides, I was cooking it for the pets anyway
(even though it has oregano on it )
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Not nearly as interesting in real life.

[hellkat]

Update: I sulked for an hour or two and then bumped into the gentleman in question outside Londis when I went to buy milk.

So he came home with me and has pretty much cleared the shed out except for the two engines for which I think he is coming back tomorrow arvo with a ?handbarrow.

It was a successful exercise and I am happy with the result.

Perhaps I shall put him in my little black book of "men who do" after all, as he has that wiry energy that madcap chirpy-chappies often seem to have.

It has given me the much-needed motivation to decide what else I could throw out to declutter my life.


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Not nearly as interesting in real life.

[Easy-X]

[BanditsHigh]

[hellkat]

See, Bandits: you're still putting a financial value upon them. You have to lose that mindset and accept that the value you will get from shifting old toot out of your gaff will be psychological and mental, rather than monetary.

It was kind of tough emotionally, but had to be done. I'm too sentimental about stuff, so watching someone else hoik out what was (to them) just a load of rusty and smelly old crap - and not waste time being emotional about why they had to go - was really helpful.

The weight lifted off my shoulders by seeing my shed almost empty and the mental clarity is *huge* - it's pretty much done and dusted and I can move on to another part of my life.
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Not nearly as interesting in real life.

[to v or not to v]

ive never known anyone make so much drama out of throwing away old junk
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current bike Yamaha Thunderace.
Moto Guzzi V7.

[BanditsHigh]

[A100man]