Insurance quote keeps getting better

[Andy C]

as i said a couple of weeks back i rang round and got a best quote of £282 of lexham TPO at 17 on a RS125, as this was about £200 cheaper than any other quote i have had i thought id go with it, also for £37.50 breakdown recovery (well its an RS125 so makes sense!! )

got the money together as 4 days till i can drive it and rang up and recalled the quote and she says,
"well actuly i can get it for you for £210 now" so 30% with breakdown is now £60 ish instead of like £100!!! well good, maybe when my dad rings to complete direct debit (as cardholder have to be over 18) well good as so short of money at the moment!!!it cheaper than my TPO for my 50cc moped was this year as a 16 year old!!how good is that!

Anyone else had so good experience with insurance?i know there pleanty of bad experiences!!

Tip of the day: Shop around loads and ring others back with your best quote: (although most people on here will tell y0u that!)
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[JonB]

Yep, haggled for 4 hours around every company and got a quote of £307 TPFT at 17 for a 600cc Bandit.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Andy C]

pritty good!! it amazing how different quotes can be...one quoted me £850 and started laughing!!i was like "erm sorry?!?" guess you have to go to the people the specialise in what you are ig young drivers etc.

£307 is amazing!!
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[Nath]

You're both cunts


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Hard livin', hard luck.

[Andy C]

lol how much you paying nath? you shop around much?
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[dansuresh]

i renewed my insurance with bennetts for £550 TPO for a RS125 17yrs and full license!

I then found out abt lexham and tried them just for the hell of it and they quoted me £530 TPFT <-----!!!!!

I was like RING BENNETTS!!! but the fukers wouldnt let me cancel my insurance cos i went 2 days over the 14 day grace period!

Anywho...will definetly go with lexam next year if they r that cheap again!

Dan

[Andy C]

yea my moped was with them and as i would had to of waited 2 weeks for my 1NCB they said they could bring it forward if i went with them but was still like £489 and i decided that i wasnt going to do that!

yea lexham was 0NCB,L-plates,TPO was so chuffed as £500 is a joke for TPO!! could of got £480ish TPFT but havnt got that atm might see if i can upgrade when got more more to fire and theft or if cant but some good locks as i think its quite nickable!
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[Nath]

I paid £235 on a CG125 at 18. Not bad but not astoundingly good either.

I think my renewal will be about £300 on the bros 400. However that's TPO and without pillion cover, and at 19. Plus it's a small, low power commuter bike!

£307 on a bandit6 at 17 with fire and theft cover just aint fair
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Hard livin', hard luck.

[Josh|RD125LC]

Bennetts are a rip off for the race rep 125's. I was getting quotes around 700 for RS's and TZR's. I found Lexham to be the cheapest. Also tried Motorcycle Direct, they seemed pretty cheap as well.
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Honda MBX50 | Yamaha RD125LC | Suzuki RG125F Lucky Strike | Suzuki GSF600S
RD125LC Pictures

[Hennessy]

I really do hate you Jon B, stop bragging about your low cost insurance!!! lol... Quoted £1390 on 2005 Yamaha R6 at 18, 1 years NCB

Living in London pays! not!

Anyhoo, I got £490 on my Aprilia RS125 at 17.

-Hennessy
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"I Kick Into Fifth Gear and Tear The Roads Apart,
You'll Be Like Lil Jon Q and Get A Change Of Heart!"

[dansuresh]

see u were insured on an aprilia rs 125 in lonon at 17 cheaper than i am at the moment with a rs125 in liverpool!

[Andy C]

is that TPFT or TPO hennessy and dansuresh?
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[Hennessy]

TPFT on the R6 and TPO on the RS. lol, sometimes it depends where you go really, Im insured with Motorcycle Direct on the RS and I was gettin quotes for like £750 from other places so its best to always check around!

Best thing to do is buy a motorcycle magazine and check all the insurers at the back!

-Hennessy
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"I Kick Into Fifth Gear and Tear The Roads Apart,
You'll Be Like Lil Jon Q and Get A Change Of Heart!"

[Andy C]

you could of got it much better TPO, i could have got TPFT for RS for about £480 if had more cash at the mo!!
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[Hennessy]

^^^^

lol, had to edit!
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"I Kick Into Fifth Gear and Tear The Roads Apart,
You'll Be Like Lil Jon Q and Get A Change Of Heart!"

[Andy C]

yea i ask who you were with and then read that you already said so had to change or just look like i cant read!!lol
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[Hennessy]

lol, On the R6... In my policy it says that I'm allowed to ride any other bike with owners permission on a TPO basis! Now in that it doesn't say whether the bike I'm using has to be restricted?? hmmmmm Borrow my uncles hayabusa i think! lol, and I will never reply on here again...

But it doesnt say anyway, but I am guessing that the bike I borrow has to be restricted for my TPO basis to be legal? Can any1 shed some light on this?

-Hennessy
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"I Kick Into Fifth Gear and Tear The Roads Apart,
You'll Be Like Lil Jon Q and Get A Change Of Heart!"

[craigT19]

glad yours are geting better.

i got quoted £2300 on a R1
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Bikes owned :- 2001 nsr125, 1999 zx6r, 2006 yzf-r1, 2009 xmax 250, 2012 yzf-r1, 2015 MT-07
Current bike : - 2016 MT-10
BCF member pops. sadly missed 1945-2003

[lilredmachine]

Erm, Bennetts quoted me 2300 fully comp on the MZ and 1400 TPFT. Zenith gave me a quote of 700 fully comp, 450 TPFt and 200 TPO. Go figure
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Bikes: too many, too much for one man to maintain anyway.

[mosdelln]

Whats the site for this insurance company called lexham? i have tried places and all i keep getting come up is 863 thats tpft for a vfr400r is that good is crap?

[lilredmachine]

Depends where you are living, how old the bike is and loads of other factors I can't remember
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Bikes: too many, too much for one man to maintain anyway.

[Andy C]

www.lexhaminsurance.co.uk/ bit of a basic site but fucking great quotes!!hope it gives you a good quote as may not, some work better than for other people due to age, bike etc but that obvious!
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

[mosdelln]

thanks, im in northampton area and have been getting that mark for all 400cc bikes i have been putting in.

[Minky_monkey]

£130 fully comp on my RS125.

But then I am old.......

[lilredmachine]

can't get the quotes button to work? it just asks me for a password?
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Bikes: too many, too much for one man to maintain anyway.