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Wanted - bike to keep NCB going

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chinupkneedow...
Borekit Bruiser



Joined: 14 Jul 2005
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PostPosted: 11:02 - 05 Aug 2005    Post subject: Wanted - bike to keep NCB going Reply with quote

I am after a bike, that is going to cost peanuts to buy and peanuts to insure. I have 5 years NCB that I want to keep, but cannot afford to buy another bike to use at the moment, so was wondering if anyone knew of someone selling a frame/bike for peanuts, that I could just insure to keep my NCB?

Let me know if you hear of anyone!

Thanks!!

Wink
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palmer
Fiddled Kiddy



Joined: 21 Jul 2004
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PostPosted: 11:15 - 05 Aug 2005    Post subject: Reply with quote

https://cgi.ebay.co.uk/1986-HONDA-C-70-E-RED-babe-magnet-c90_W0QQitemZ4566361274QQcategoryZ9806QQrdZ1QQcmdZViewItem
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Danny
Ask Me About Stoppie School



Joined: 26 Jan 2003
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PostPosted: 11:15 - 05 Aug 2005    Post subject: Reply with quote

Keep a look out on eBay for a c50/c90 frame with V5 or similar.
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chinupkneedow...
Borekit Bruiser



Joined: 14 Jul 2005
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PostPosted: 11:49 - 05 Aug 2005    Post subject: Reply with quote

Many thanks!! Will do!

xx
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 12:41 - 05 Aug 2005    Post subject: Reply with quote

I think on ebay there is someone selling a GT550 frame with V5.
I guess if that's SORN declared you could still insure, well someone might steal it Razz
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yambabe
World Chat Champion



Joined: 12 Jul 2004
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PostPosted: 13:22 - 05 Aug 2005    Post subject: Reply with quote

I have a XS750 with v5, project bike so in bits and not all of them necessarily work, owes me about £250. Only drawback is you would have to actually take posession of it........ Wink cos I'm sick of it cluttering up my garden. Could deliver it for petrol money too.

PM me if you think it might be any use to you?
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TOM M
World Chat Champion



Joined: 18 Mar 2005
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PostPosted: 14:13 - 05 Aug 2005    Post subject: Reply with quote

well this is kind of the situation im in, i sold me rs125 about a month or so ago and carried on the insurance to keep my 2 years NCB going, untill i got the zxr400 insured when i passed me test.
I phoned up my insurer and they told me that it would be best to cancel the rs insurance, i asked about the NCB and they told me that i would still have 2 years NCB to use, as long as i took out another policy within 2 years of cancelling the insurance
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 14:18 - 05 Aug 2005    Post subject: Reply with quote

You may not even have to own the bike - plenty of places will let you insure some one else's bike (you could quite reasonably be intending to ride it, but not be able to get cover on thier policy.)

So find someone with a cheap scooter or similar than you can jot down teh details of.
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chinupkneedow...
Borekit Bruiser



Joined: 14 Jul 2005
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PostPosted: 14:42 - 05 Aug 2005    Post subject: Reply with quote

Can I really insure someone else's bike????
The reason I ask, is that my husband, forgot to put me on his insurance on the fireblade. I have owned a fireblade myself for 2 years, and had no trouble insuring it, now he has called them back and asked to put me on, and they say that I am too young, he will lose 70% of his money if he cancels the policy, so I am stuffed!!

If I can insure the blade too that would be ideal!! We can both use it!

Anyone know for sure?

Laughing
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 14:44 - 05 Aug 2005    Post subject: Reply with quote

You can.

Some insurance companies won't, some say they won't then will let you if you point out they're being silly.

Just insurre it for TPO, so there's no question if there's a theft claim (as each company could point to the other to sort it out.)
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 15:11 - 05 Aug 2005    Post subject: Reply with quote

Hi

They can get very iffy about insuring a bike twice. Suspect it would flag up all sorts of markers for fraud. There are also exclusions on most insurance policies saying that if the claim is covered by another policy then the policy is null and void. Could get nasty if, for example, the bike was parked on a public car park and fell onto another bike. Technically both policies would cover the claim for the other bike and so both would refuse to pay up.

By the way, you didn't go to the MCN Skeggy event did you?

leicester_city21 wrote:
I phoned up my insurer and they told me that it would be best to cancel the rs insurance, i asked about the NCB and they told me that i would still have 2 years NCB to use, as long as i took out another policy within 2 years of cancelling the insurance


If you cancel your insurance you will still keep the NCB for any complete years. However if you had 1 year and 11 months of NCB and cancelled it a month before it got to 2 years you will only have 1 years NCB.

The policy on how long they accept NCB for seems to vary between companies.

All the best

Keith
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Mal
Brolly Dolly



Joined: 31 Aug 2004
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PostPosted: 15:56 - 05 Aug 2005    Post subject: Reply with quote

leicester_city21 wrote:
as long as i took out another policy within 2 years of cancelling the insurance


This is right for all motor insurance cover (maybe for home as well, not sure about that!). Any NCB is valid for up to 2 years after the policy expires or is cancelled. If you don't renew the insurance in that 2 years though, you'll lose all of the NCB you've accumulated.

Mal
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 17:17 - 05 Aug 2005    Post subject: Reply with quote

Kickstart wrote:
Could get nasty if, for example, the bike was parked on a public car park and fell onto another bike. Technically both policies would cover the claim for the other bike and so both would refuse to pay up.

Would it not juse be whoever parked the bike there is liable?

CIA were quite happy to insure me on bikes which weren't owned by me. Smile
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 17:35 - 05 Aug 2005    Post subject: Reply with quote

Ste wrote:
Would it not juse be whoever parked the bike there is liable?


Nope, because both polices will be covering it at that moment (irrespective of who parked it), and that is normal mentioned in the small print as meaning they will not pay out.

These are insurance companies we are talking about. Not known for paying out when they have a good reason to not do so.

All the best

Keith
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kb-zxr
Could Be A Chat Bot



Joined: 01 Jun 2005
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PostPosted: 17:48 - 05 Aug 2005    Post subject: Reply with quote

Im selling a frame and V5, have a look!!!

https://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&category=10464&item=7990803444&rd=1&ssPageName=WDVW

CHEAP!!!
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chinupkneedow...
Borekit Bruiser



Joined: 14 Jul 2005
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PostPosted: 19:49 - 05 Aug 2005    Post subject: Reply with quote

Damn! Too far to collect!!! Thanks tho!!


xxx
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