Wow... I'm surprised!

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

I passed my test on monday and I'm so surprised at how cheap bike insurance is for me.
I eventually settled for a policy with Equity Red Star for £118. It's only Third Party Fire & Theft, £200 excess and insured to ride any bike. I considered Fully Comprehensive but I only paid a grand for my bike and the excess on most of the policies I found were £500+ so it just didn't seem worthwhile.
I really did expect it to be so much more. I've been driving a car accident free for 12 years and my insurance for that is a fair bit more without ever having made a claim.
Wonders will never cease Smile

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I want a big boys bike, preferably a Speed Triple. To date I have ?7:42p stashed away to put towards one. Need to get it in the bank & earning interest asap.

gimpy limp · Nearly there... Joined: 19 Mar 2005 Karma :

do you get breakdown cover with that mate? Suprised me too how much insurance was that was the sole reason for me in deciding to pack in cars and get a bike licence)

I want to find an insurance company that can offer me breakdown cover, ride any bike so I can ride my mates big power bikes and be cheap like that quote.
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-=[Sam/b]=- cx500's the only way to travel, we do it in style just like jimmy saville
msn addy - sam.barwick@ntlworld.com
https://pre-auto.com/cx500/rat_and_survival_gallery_2006

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

What I meant to say in my initial post was that the excess on the fully comp policies were £500+ not that the policies themselves were that much.
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I want a big boys bike, preferably a Speed Triple. To date I have ?7:42p stashed away to put towards one. Need to get it in the bank & earning interest asap.

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

Hi there gimp.
There was an option with breakdown with the policy but I didn't take it out. I checked first and the one I have with the car covers me with the bike too.
My age and the fact that I'm female seem to play a big part in the final price.
Check out www.directchoice.co.uk That's where I found the policy and they give you a number of different options to suit your needs.
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I want a big boys bike, preferably a Speed Triple. To date I have ?7:42p stashed away to put towards one. Need to get it in the bank & earning interest asap.

Ichy · World Chat Champion Joined: 15 Jul 2005 Karma :

Changed to ebike insurance this year,price for my GSX600 was £120 TPFT with breakdown cover and legal cover. Can do all sorts like pay as you go (this also gives you 1 years nc after 8 months), reduce cover through winter, ride other bikes etc. Seems very flexible.

The only bit thats important is how they behave when you put a claim in, and I'm not planning on finding out too soon Laughing

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

It was the riding any bike option that swung it for me. You never know when something like that will come in handy.
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I want a big boys bike, preferably a Speed Triple. To date I have ?7:42p stashed away to put towards one. Need to get it in the bank & earning interest asap.

stinkwheel · Bovine Proctologist Joined: 12 Jul 2004 Karma :

R4nger · World Chat Champion Joined: 05 Jan 2005 Karma :

Do you have a picture of yourself? Confused

lilredmachine · World Chat Champion Joined: 24 Jan 2005 Karma :

Get in there R4nger!
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Bikes: too many, too much for one man to maintain anyway.

BlackSheep · Trackday Trickster Joined: 22 Sep 2004 Karma :

Congratulations on your test pass.
I see you are very close to me , Brecon area?
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GSXR 1100 StreetFighter

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

Yes I do have a picture of myself. Be warned though, I'm a bit of a minger. To add insult to injury God also made me ginger Evil or Very Mad

Yes... Indeed I do live close to Brecon. Just down the A40 a few miles in Crickhowell.
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I want a big boys bike, preferably a Speed Triple. To date I have ?7:42p stashed away to put towards one. Need to get it in the bank & earning interest asap.

Andy C · Tree Seeking Missile Joined: 26 Apr 2005 Karma :

BlackSheep · Trackday Trickster Joined: 22 Sep 2004 Karma :

MikeyC · World Chat Champion Joined: 17 Aug 2002 Karma :

I'm 25, got 9 points and 2 years NCB, my insurance is £800 fully comp!

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

9 points? Blimey... If I had 9 points I'd be too scared to ride anything other than a space hopper Sick

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I want a big boys bike, preferably a Speed Triple. To date I have ?7:42p stashed away to put towards one. Need to get it in the bank & earning interest asap.

MikeyC · World Chat Champion Joined: 17 Aug 2002 Karma :

Only got caught speeding twice in my car for that too Crying or Very sad

40 in 30 = 3 points
101 on empty motorway = 6 points

Thumbs Down

Irezumi aka Reuben · Carrot Top Joined: 28 Sep 2004 Karma :

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

bash · Derestricted Danger Joined: 26 Apr 2005 Karma :

like to say well done. nice to see another welsh girl on the road. i am from a place called barry just outside of cardiff. try the the blue anchor on wednesday nights at east aberthaw . between st athan and barry. loads of bikes there and all friendly .
ride safe
cheers
bash

gimpy limp · Nearly there... Joined: 19 Mar 2005 Karma :

Didn't know much went on in barry with regard to bike cruises/meets?

doesn't look very ginger in that pic of you suzi Shocked

black/brown if anything. Definatelly look welsh though unfortunately Laughing

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-=[Sam/b]=- cx500's the only way to travel, we do it in style just like jimmy saville
msn addy - sam.barwick@ntlworld.com
https://pre-auto.com/cx500/rat_and_survival_gallery_2006

kawakid · World Chat Champion Joined: 15 Mar 2005 Karma :

I paid £320 fully comp after passing test.

When I was a learner (all of 2.5 months) it was £160 fully comp.

But it goes on age and other factors.

ie i'm 33, driven a car for 16 years, the bikes in a garage with ground anchor, 2 chains, 2 alarms and a ford mondeo with immobiliser & alarm parked in front of it.

Wheras if I were 17 and the bike were outside, with a sheet over it......................

The ER5 is not an expensive bike, don't know what my excess is.

But there was nowt in it between 3rd party & fully comp for me, perhaps only £60
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I've a twin and a 4.

Zen Dog · World Chat Champion Joined: 11 Aug 2004 Karma :

I just passed my test after 4 years as a learner and its costing me £300 tpft on a VFR 750, which i reckon is pretty good. Anyway, woohoo, more welsh bikers, girly ones too!

Zen Dog
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Current - '94 VFR750FR (Dead), '00 VFR800FI, '11 600 Hornet - Previous - '11 CBF125, '10 Street Triple R, '92 MZ ETZ301, '05 TTR250, NSR125R, KMX125, "Honda" Win
My bike trip around S.E. Asia 2010/2011

suzi_bandit · Traffic Copper Joined: 21 Jul 2005 Karma :

JonB · Afraid of Mileage Joined: 03 Jun 2004 Karma :

Bandits are quite cheap to insure really. Smile

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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

BIKELESS STEVE · Scooby Slapper Joined: 19 Mar 2004 Karma :

8 Points, 28, 1 year NCB (passed test last may) £400 TPFT on a bandit 600, fortunately they don't take into account accidents in other vehicles as I've tree'd 1 car and written off another, 1 my fault (argueing the toss with the tree didn't help - wouldn't admit liability) the other joint blame. That's with Norwich Union Direct but I've been quoted £180 with Equity red star but something in the small print put me off - can't remember what now.