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Lost my Insurance certificate

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What shall I do?
Ride without it until the new one arrives when you buy the RS
50%
 50%  [ 8 ]
Ride without it but find you need the old one to change the policy over, and realise you're a bit buggered.
6%
 6%  [ 1 ]
Call up and ask for a replacement, costing you money.
43%
 43%  [ 7 ]
Total Votes : 16

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NSR125-Kid-UK
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Joined: 03 May 2003
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PostPosted: 21:46 - 14 Sep 2005    Post subject: Lost my Insurance certificate Reply with quote

What it says really.
Can't find the barsteward anywhere. I'm buying a new bike in 13 days, my instincts tell me to ride without the certificate (I have all the ancilliary paperwork that came with the certificate, would that constitute proof of insurance in the courts?) until I change the policy over to cover me on the bike.
What I want to know, is will I need the old certificate to change over my insurance (not new policy, same one) from the NSR to the RS? Will I need to phone and ask for a replacement?

Bleah I hate losing things Sad .
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Rookie
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Joined: 09 Feb 2005
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PostPosted: 21:50 - 14 Sep 2005    Post subject: Reply with quote

Well, it's only 13 days, but if you want a replacement, they don't charge you for it. Thumbs Up

They won't need your old certificate to change the bikes over though.
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 21:57 - 14 Sep 2005    Post subject: Reply with quote

Some places do charge for a replacement certificate.

Most places ask for the old one back, so you can't claim you're insured on your old bike when you're not. They may make you sign something saying you've lost the old one.
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Bomberman
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Joined: 17 Aug 2004
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PostPosted: 21:58 - 14 Sep 2005    Post subject: Reply with quote

Rookie_biker wrote:
Well, it's only 13 days, but if you want a replacement, they don't charge you for it. Thumbs Up

They won't need your old certificate to change the bikes over though.

Not necessarily true actually. Rampdale warned me that a new one would be something like £25 Shocked Middle Finger Says I. Guess it varies from company to company though.
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stinkwheel
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Joined: 12 Jul 2004
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PostPosted: 21:59 - 14 Sep 2005    Post subject: Reply with quote

If I need a copy insurance certificate, I call the company and they have it on my doormat the following day (they can charge you for this but mine never have). You shouldn't need a certificate, your broker has all your details and should be able to handle the changeover with a simple phone call. If they say they can't, I strongly suggest you change brokers.

If you get a producer, just call your broker for a copy certificate to be sent out, it will be there within the seven days.
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delboy
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Joined: 31 Aug 2005
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PostPosted: 22:35 - 14 Sep 2005    Post subject: Reply with quote

Hi, If you are changing your bike in 13 days time contact your insurance company to change over the details WITHOUT saying you lost the old one. As long as you are not canceling your insurance early then they will not ask for the ticket back. They may even send you out a temp cover note until the new documents arrive. I would not worry.

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MarJay
But it's British!



Joined: 15 Sep 2003
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PostPosted: 22:42 - 14 Sep 2005    Post subject: Reply with quote

I have to concur with Delboy in this one Andy.

Just change the blasted insurance over by calling up your broker.

My broker (MCE) never asked me for the old certificate back, and I have added two bikes and removed two bikes all seperately from my policy within the last six months.

Just chill, you won't need that particular certificate any more... don't panic.

{edit} Panicking about this is exactly what the half-blood mollusc aged 19 and 3/4 would do... Wink {edit}
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Rookie
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Joined: 09 Feb 2005
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PostPosted: 22:53 - 14 Sep 2005    Post subject: Reply with quote

Can't believe they charge! Shocked

In that case, OneCall Insurance are good about that, I phoned at 4.30 to ask for a replacement, 2 days before my policy ended (needed a tax disc for buyer) and it was here the next morning, free of charge! Well done OneCall! Clapping
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NSR125-Kid-UK
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PostPosted: 23:23 - 14 Sep 2005    Post subject: Reply with quote

Hmm...

I hope it goes okay Smile.
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sickpup
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Joined: 21 Apr 2004
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PostPosted: 01:11 - 15 Sep 2005    Post subject: Reply with quote

Bit confused here.

You've lost the certificate but you are insured, where's the fúckin problem?
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NSR125-Kid-UK
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PostPosted: 01:34 - 15 Sep 2005    Post subject: Reply with quote

No proof of insurance.
A bit like having a licence but failing to produce my documents you see Smile .
____________________
https://www.bikepics.com/members/nsrandy/96rs250/ My Bike!

"I'm either going to teach andy to get his knee down, or I'm going to get him killed. One of the two" - Teaman
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sickpup
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Joined: 21 Apr 2004
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PostPosted: 03:28 - 15 Sep 2005    Post subject: Reply with quote

You don't need to carry it. Get a producer then ask your broker for a cover note. Sorted.

So again your insured so whats the fúckin problem?

This is as good as the 'I don't have V5' thread
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 09:33 - 15 Sep 2005    Post subject: Reply with quote

NSR125-Kid-UK wrote:
A bit like having a licence but failing to produce my documents you see Smile .

Which is only a problem if you actually get a producer.

Even then, I reckon most would be leinient.
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kawakid
World Chat Champion



Joined: 15 Mar 2005
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PostPosted: 09:50 - 15 Sep 2005    Post subject: Reply with quote

When I swapped bikes, my insurance company wanted my old certificate back.
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NSR125-Kid-UK
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PostPosted: 13:26 - 15 Sep 2005    Post subject: Reply with quote

I get my insurance through a broker if that makes any difference, I don't deal directly with the company Smile.
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https://www.bikepics.com/members/nsrandy/96rs250/ My Bike!

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