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djr
World Chat Champion



Joined: 09 Nov 2003
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PostPosted: 14:31 - 22 Apr 2006    Post subject: Bike Insurance Reply with quote

Right, looking for bike insurance at the moment as my first bikes due to be delivered on wednesday Smile.

Does anyone here use www.ebikeinsurance.co.uk? their prices seem good but do they turn rubbish as soon as you have over any money?

Any other reccomendations for insurance companies?

19 YO
2002 cg125
On CBT.
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Rookie
World Chat Champion



Joined: 09 Feb 2005
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PostPosted: 14:34 - 22 Apr 2006    Post subject: Reply with quote

You have to ring round. I was sceptical about how effective this would be, but it really worked wonders. I started getting quotes of £800 TPO, and after 2 sessions of about 2 hours each, I was down to £460 TPFT. I ended up going with Carole Nash, but Bennets and Motorcycle Direct were pretty good as well. Thumbs Up
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phantomtek
Lil Joe Tek



Joined: 20 May 2005
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PostPosted: 15:20 - 22 Apr 2006    Post subject: Reply with quote

www.4counties.co.uk

Ring them up.
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hedjehog
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Joined: 19 Nov 2005
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PostPosted: 16:17 - 22 Apr 2006    Post subject: Reply with quote

I use ebikeinsurance. And on a CG. They've been fine for me but I've not had to claim. I have had a breakdown however and the free breakdown cover which comes with the policy worked a treat.

FWIW

Offtopic, but what happened to your karma??

hedjehog
____________________
1988 CG125 BRE; 2000 GPZ500S D7; VFR 800 FI-X; 1980 CB 250 RSA; 1998 FZS 600 Fazer; 1986 Honda C70 E
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Rookie
World Chat Champion



Joined: 09 Feb 2005
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PostPosted: 16:21 - 22 Apr 2006    Post subject: Reply with quote

phantomtek wrote:
www.4counties.co.uk

Ring them up.


I might have said this, but don't take their quotes as the ultimate quote. They couldn't get within £200 of my final quote. Thumbs Up
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djr
World Chat Champion



Joined: 09 Nov 2003
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PostPosted: 16:22 - 22 Apr 2006    Post subject: Reply with quote

hedjehog wrote:
I use ebikeinsurance. And on a CG. They've been fine for me but I've not had to claim. I have had a breakdown however and the free breakdown cover which comes with the policy worked a treat.

FWIW

Offtopic, but what happened to your karma??

hedjehog


Just read the first 250 posts I made on this forum.

Think all the spelling mistakes, grammar mistakes and constant swearing upset the karma Sad.
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djr
World Chat Champion



Joined: 09 Nov 2003
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PostPosted: 16:27 - 22 Apr 2006    Post subject: Reply with quote

phantomtek wrote:
www.4counties.co.uk

Ring them up.


there website says 164 on quick quote compared with the 350-450 else where.

Bet as soon as I do a full quote and tell them my job title is IT consultant it'll get up'd by a couple of hundred though. :'(.
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phantomtek
Lil Joe Tek



Joined: 20 May 2005
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PostPosted: 16:28 - 22 Apr 2006    Post subject: Reply with quote

dav^^ wrote:
phantomtek wrote:
www.4counties.co.uk

Ring them up.


there website says 164 on quick quote compared with the 350-450 else where.

Bet as soon as I do a full quote and tell them my job title is IT consultant it'll get up'd by a couple of hundred though. :'(.


I would wait till Monday and ring them. Thumbs Up

But Rookie is right, if you get a cheap quote off them, ring round the top insurers and ask if they dare beat it. Mr. Green
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greatmoorred
Nearly there...



Joined: 13 Jul 2005
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PostPosted: 17:42 - 22 Apr 2006    Post subject: Reply with quote

try winners direct. Thumbs Up
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djr
World Chat Champion



Joined: 09 Nov 2003
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PostPosted: 17:51 - 22 Apr 2006    Post subject: Reply with quote

I was correct, putting in my job description added 200 quid, ebikeinsurance it is then I reakon.
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hedjehog
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Joined: 19 Nov 2005
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PostPosted: 18:19 - 22 Apr 2006    Post subject: Reply with quote

Holy moly! I had no idea that your job makes that much difference. Which occupations get you the cheapest insurance??

The same thing has happened to me though in that the quick quote has been 200 less than the full quote, more than once. I thought it was a combination of little things like I park the bike on the road, but I always put my job on those forms as Administration Assistant. Could this cost me money?

Similarly, I didn't think karma could go that low without actual ratings from other users. I couldn't see any in your posts.

It appears I am ignorant today Wink

hedjehog
____________________
1988 CG125 BRE; 2000 GPZ500S D7; VFR 800 FI-X; 1980 CB 250 RSA; 1998 FZS 600 Fazer; 1986 Honda C70 E
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djr
World Chat Champion



Joined: 09 Nov 2003
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PostPosted: 18:29 - 22 Apr 2006    Post subject: Reply with quote

hedjehog wrote:
Holy moly! I had no idea that your job makes that much difference. Which occupations get you the cheapest insurance??

The same thing has happened to me though in that the quick quote has been 200 less than the full quote, more than once. I thought it was a combination of little things like I park the bike on the road, but I always put my job on those forms as Administration Assistant. Could this cost me money?

Similarly, I didn't think karma could go that low without actual ratings from other users. I couldn't see any in your posts.

It appears I am ignorant today Wink

hedjehog


The post ratings system didn't exist back in 2003 when I was previously posting though, just spelling, grammar and punctuation I believe. I could be and often am wrong though.

Generally consultants are people who get paid loads to go out on client sites for days at a time and charge the client lots, generally rushing to help fix clients machines the minute they shout therefore more likely to have an accident that's their fault, unfortunatley as most of the people at my work do go out regulally all of us have it consultant on our contract. No idea which ones are cheap though, I'd expect Administration Assistant should be one of the lower ones but not sure to be honest.

Lying on your insurance is never a good idea though as it has a nasty habbit of biting your bum if you have an accident whether it's your fault or not.
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hedjehog
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Joined: 19 Nov 2005
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PostPosted: 18:44 - 22 Apr 2006    Post subject: Reply with quote

dav^^ wrote:
Lying on your insurance is never a good idea though as it has a nasty habbit of biting your bum if you have an accident whether it's your fault or not.

Indeed. Sounds like good advice to me.

Even though I want to say 'screw the system you cnuts'

hedjehog
____________________
1988 CG125 BRE; 2000 GPZ500S D7; VFR 800 FI-X; 1980 CB 250 RSA; 1998 FZS 600 Fazer; 1986 Honda C70 E
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Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
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PostPosted: 19:04 - 22 Apr 2006    Post subject: Reply with quote

I think insurance is so variable person to person, recommending companies really is pointless. Plus prices change every 2months, so a company that was cheap lastyear may not be this year.

However if you want broker recommendations, then I took out my first policy with Directchoice, and was paying £400 tpft on my TZR125 at 18. Though when i came to upgrade to a 400 4months later they wanted £1500 so I ended up cancelling the policy Rolling Eyes
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