First accident - filtering (edit) resolved.

Cadbury · Crazy Courier Joined: 05 Oct 2011 Karma :

Hi all, had my first minor bump today on the way home, filtering on the motorway through very slow moving traffic, and I have no idea how to proceed.

In middle lane, see traffic has slowed, shoulder check, move in between 1&2, pass one car, and as i do there is another car pulling into lane one, I hit the brakes but don't quite stop in time, we collide (my fairing, his read quarter) Damage to my bike is virtually nothing - scuffed off an inch of paint on my fairing, his car has a dent and paint transfer.

I have it on helmet cam, he did have his indicator on, I was doing maybe 35 or so when I reacted, maybe 5mph at point of impact. The word 'filtering' was alien to him.

What on earth do I do? Do I contact my insurance? a specialist motorcycle lawyer? or just wait for his insurer to contact mine?
If anyone has had a similar accident what can I expect? 50/50 at best?
Thanks in advance for you advice.

Paint diagram:
https://i58.tinypic.com/11qpuz8.png
Red dots - his path. Blue dots - my path.

MarJay · But it's British! Joined: 15 Sep 2003 Karma :

Your fault, poor obs. Never filter past an open gap.
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P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Put helmet cam footage up...

SQL · World Chat Champion Joined: 09 Aug 2012 Karma :

Bad obs, so you overtook on the inside while someone has their indicator on?

Cadbury · Crazy Courier Joined: 05 Oct 2011 Karma :

Bloggsy · Spanner Monkey Joined: 08 Feb 2010 Karma :

Filtering at 35 mph is two fast. your at fault

SQL · World Chat Champion Joined: 09 Aug 2012 Karma :

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Stuff happens, no kittens were harmed.

Cadbury · Crazy Courier Joined: 05 Oct 2011 Karma :

Removed the video - issue resolved amicably.

wots · World Chat Champion Joined: 30 Aug 2012 Karma :

jeddy11 · Traffic Copper Joined: 06 Jul 2012 Karma :

Is that filtering ? or weaving in and out of traffic at speed ? seems like your situation was waiting to happen with all that space around and cars looking for the faster lanes...
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Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

WD Forte · World Chat Champion Joined: 17 Jun 2010 Karma :

caught it before it disappeared and
agree about 'losing it'
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Cadbury · Crazy Courier Joined: 05 Oct 2011 Karma :

What are people's thoughts about settling outside of insurance? Am I better to take the hit for the next 5 years, or get him to get a quote and pay for the repair work myself?

SQL · World Chat Champion Joined: 09 Aug 2012 Karma :

pay it yourself, I wanna see the video Sad

wots · World Chat Champion Joined: 30 Aug 2012 Karma :

Clanger · Stirrer Joined: 27 May 2004 Karma :

Sit tight, do nothing, just wait - he might decide the dent is nothing and won't bother with it. If you're lucky. Idea

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Cadbury · Crazy Courier Joined: 05 Oct 2011 Karma :

Cadbury · Crazy Courier Joined: 05 Oct 2011 Karma :

Well, that was... Interesting.

Called the guy for a chat, saying I'd be happy for him to get a quote, and I'll see if I can pay it out of pocket. He said after calming down (he was a bit irate at the roadside) and giving things a once over, he said he isn't going to pursue it though insurance and didn't want me to pay anything. He was a nice chap and pretty apologetic really

Time will tell I suppose, but he did actually sound genuine. Is there a 'statute of limitations' on insurance claiming for things?

WD Forte · World Chat Champion Joined: 17 Jun 2010 Karma :

Did you Send him a nice friendly letter
apologising for the wee bump and saying hope we dont have to
get official and all, bloody paperwork eh?
sure we can sort this amicably etc etc
Compliment him by saying what nice kids he has and how you know what school they go to and what a pity it would be if something should happen to them
You read such terrible things in the papers nowadays.........

You know, stuff like that
____________________
bikers smell of wee

Llama-Farmer · World Chat Champion Joined: 23 Jan 2012 Karma :

From what others have said, sounds like you're quite lucky then.

Although I do now really want to see the video.

You should man up and re-upload it...
it could prevent someone else making a similar error etc
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P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

You shouldn't upload it as unlisted and pm the link Whistle

SQL · World Chat Champion Joined: 09 Aug 2012 Karma :

In the clear, reupload it Thumbs Up

ScaredyCat · World Chat Champion Joined: 19 May 2012 Karma :

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Sounds like a result, huzzah for good old fashioned civilised decency. Thumbs Up

Thread useless without video.
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