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| BillyJ |
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 BillyJ Nearly there...

Joined: 07 Jan 2013 Karma :   
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| MC |
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 MC Banned
Joined: 01 Apr 2013 Karma :   
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 Posted: 11:44 - 03 Sep 2014 Post subject: |
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No. ____________________ Yamaha MT-03 '08 (crashed)
Honda XR-125L '04 |
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| P. |
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 P. Red Rocket
Joined: 14 Feb 2008 Karma :   
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 Posted: 11:48 - 03 Sep 2014 Post subject: |
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Should you say you live there and visit friends in London and bike was stolen from there.
Probably not.
However... wing it.
I've known people to say they have 7 years no claims living in a nice quiet village when in fact they have less than half of that and live in the ghetto.
Documents by email, cert in hand, 1+(2x10)Romeo Dunn. |
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| Clutchy |
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 Clutchy World Chat Champion

Joined: 08 Nov 2011 Karma :   
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 Posted: 11:53 - 03 Sep 2014 Post subject: |
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Meh I'd be tempted
If you wrote this on any other forum they get so butthurt it's hilarious ____________________ Malaguti F12 Phantom-Dead, Suzuki AY50- Dead, NRG power DD LQ, CBR125.
*33 BHP restriction up on 10/12/14* Current bikes/car: SV 650 S/ MKIV GOLF
Guide to pass your test with no lessons! |
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| Copycat73 |
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 Copycat73 World Chat Champion

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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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| MC |
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 MC Banned
Joined: 01 Apr 2013 Karma :   
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 Posted: 13:59 - 03 Sep 2014 Post subject: |
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Thought my one word answer would be sufficient but...
assuming you don't have an accident, don't have to provide any docs then you'll be fine. However if you do, and your insurance company have reason to be suspicious (for the above reasons), you'll find your policy void. So that could lead to a nasty note left on your record or a hefty legal bill depending on what happens.
Is it worth it? Personally I'd only lie to that extent if I was riding illegally, and didn't want to set off ANPR cameras. I might say my bike was garaged if it was TPO, as insurance companies still want to charge you more despite not having to payout if it's stolen  ____________________ Yamaha MT-03 '08 (crashed)
Honda XR-125L '04 |
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| BillyJ |
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 BillyJ Nearly there...

Joined: 07 Jan 2013 Karma :   
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 Posted: 14:14 - 03 Sep 2014 Post subject: |
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| MC wrote: | Thought my one word answer would be sufficient but...
assuming you don't have an accident, don't have to provide any docs then you'll be fine. However if you do, and your insurance company have reason to be suspicious (for the above reasons), you'll find your policy void. So that could lead to a nasty note left on your record or a hefty legal bill depending on what happens.
Is it worth it? Personally I'd only lie to that extent if I was riding illegally, and didn't want to set off ANPR cameras. I might say my bike was garaged if it was TPO, as insurance companies still want to charge you more despite not having to payout if it's stolen  |
That is slightly more useful then no.
To what extent can I make my policy cheaper if its TPO, e.g. garaged etc... ____________________ Had: '06 CBR125R + '01 GSF600 + '07 SPRINT ST 1050 + '80 CB250 RSA + '93 Ducati 900SS
Have: '13 GSXR-1000 + '01 CB500S
"The aryan confuser" |
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| DrSnoosnoo |
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 DrSnoosnoo World Chat Champion

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| BillyJ |
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 BillyJ Nearly there...

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| Amber Phoenix |
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| Monkeypony |
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 Monkeypony World Chat Champion

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| dydey90 |
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 dydey90 World Chat Champion

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| BillyJ |
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 BillyJ Nearly there...

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| Monkeypony |
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 Monkeypony World Chat Champion

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| MC |
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| DrSnoosnoo |
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 DrSnoosnoo World Chat Champion

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| Monkeypony |
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 Monkeypony World Chat Champion

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| BillyJ |
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 BillyJ Nearly there...

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| Monkeypony |
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 Monkeypony World Chat Champion

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| MC |
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 MC Banned
Joined: 01 Apr 2013 Karma :   
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 Posted: 15:17 - 03 Sep 2014 Post subject: |
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Where do you live and how old are you? I got a quote on a nice(ish) 1.2 Corsa after passing my test a couple of years ago, £2800, down to £2300 adding my dad on. I also live in a ghetto multicultural slum paradise.
Cheapest car to insure is a Citreon C1 or something equally $hit. ____________________ Yamaha MT-03 '08 (crashed)
Honda XR-125L '04 |
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| BillyJ |
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 BillyJ Nearly there...

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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 16:43 - 03 Sep 2014 Post subject: |
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| BillyJ wrote: | So I can put any address that I can still pickup mail from? |
You can put anything you like. You can put SW1 1AA and ask Her Majesty to forward your mail.
Whether you should is a very different matter. Insurance companies are wise to your wily ways and it might not play out well for you if you can't keep your story straight.
I won't repeat what I wrote above. If you can't figure it out then a claim is unlikely to go well for you.
On getting the price down, don't make any assumptions. List as garaged, driveway and street, list with and without security, list with higher and lower mileages, try TPO, TPF&T and even FC. Some thing that you might reasonably expect to raise the price actually lower it.
There's no magic formula that works for everyone, you'll have to do the clicking yourself. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| arry |
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 arry Super Spammer
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| iooi |
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 iooi Super Spammer

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Old Thread Alert!
The last post was made 11 years, 150 days ago. Instead of replying here, would creating a new thread be more useful? |
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