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My crash

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Wave2k
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Joined: 06 Apr 2004
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PostPosted: 16:56 - 05 Dec 2005    Post subject: My crash Reply with quote

as you my already know i can a crash on saturday im ok, just very sore and walk like a cripple.
First off i bought a New bike, to get to and from work on
a 2 stroke RXS100 having picked it up put it in the van and took it home, it was running a little werid so i take for a spin round the block half way round a taxi comes out of no where trying to do a 3-point turn i guess, i plow straight over the bonnet and total the Rxs with a max speed of around 30 when cold.
rolling around on the floor in extreme pain and shock for about a minute, taxi driver does not get out of hes cab, people from houses nearby come and help.
Police and Ambulance come and im carted off to nearby farnbourgh hospital.

Now heres to dodgey stuff, i wasnt insured when i had the accident. only to find out today my GSXR policy covers me TPO on other bikes not in my name.
the old owner already sent off the V5, same day
The cab driver told the police i was doing 40mph with no lights on, but if he saw me doing that, why did he still pull out ?.
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McGee
O RLY?



Joined: 24 Jun 2005
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PostPosted: 17:00 - 05 Dec 2005    Post subject: Reply with quote

That guys sounds like a right ass hole mate.

At least your still here Shocked thats the last time i use low rate hitmen


Cant you claim that you had to buy the bike after the accident to make the owner shut up Thinking
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Its pronounced Jixxer!
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Barry_M2
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Joined: 09 Sep 2004
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PostPosted: 17:01 - 05 Dec 2005    Post subject: Re: My crash Reply with quote

wave2k wrote:
Now heres to dodgey stuff, i wasnt insured when i had the accident. only to find out today my GSXR policy covers me TPO on other bikes not in my name.
the old owner already sent off the V5, same day


I think you may find that the other bike (RXS) needs to also be covered by someone else, to make your cover for it valid.

Sad

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Redd
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Joined: 24 Feb 2005
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PostPosted: 17:07 - 05 Dec 2005    Post subject: Re: My crash Reply with quote

wave2k wrote:
The cab driver told the police i was doing 40mph with no lights on, but if he saw me doing that, why did he still pull out ?.


A very good question. Does this cab driver have a calibrated speed gun he was using at the same time as he pulled out on you ? It's very hard to tell how fast a bike is coming towards you when you're stationary (or moving). I'd have thought 30mph would look very similar to 40mph from his point of view.

Why did he pull out on you like that when he saw you approaching ? Most likely because taxi drivers are a law unto themselves and he didn't give a shit about you coming along the road even if he did see you.

Before the "generalisation police" jump on my back, that's just my opinion based on empirical evidence Smile

Get well soon Thumbs Up Hope you've no lasting damage.
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Irezumi aka Reuben
Carrot Top



Joined: 28 Sep 2004
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PostPosted: 17:07 - 05 Dec 2005    Post subject: Reply with quote

Quote:
I think you may find that the other bike (RXS) needs to also be covered by someone else, to make your cover for it valid.

My Dad was riding my GP125 around for the first week whilst I didnt have my CBT. The bike was taxed, Mot'd and the V5 in my name. He is covered to ride any bike as well. He wouldnt do anything like that unless he was fairly certain he could, may have been wrong though.
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Barry_M2
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PostPosted: 17:11 - 05 Dec 2005    Post subject: Reply with quote

Yeah, most policy's cover other bike, but usually only if they are coverd by the owner. Its not always the case, depends on the policy, but you might want to check it.
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Barry_M2
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PostPosted: 17:15 - 05 Dec 2005    Post subject: Reply with quote

Wave,

Just tell the police that as you realised that there was no way of avioding the taxi, you did notice that the driver was looking the other way (Driving without due care and attention). You could also ask why he pulled out on you if he did see you (dangerous driving).

You have to also convice the police that you were in no hurry what so ever to get anywhere, and had no reason to be speeding, and would not do so on that sort of road (with parked cars etc...).

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Andy C
Tree Seeking Missile



Joined: 26 Apr 2005
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PostPosted: 17:17 - 05 Dec 2005    Post subject: Reply with quote

why dont you fight him, i hope your not going to give up!!
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Dom_
Points Mean Prizes



Joined: 02 Aug 2004
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PostPosted: 18:14 - 05 Dec 2005    Post subject: Reply with quote

Well i'm sure whoever you bought the bike off will tell the police that it was still in their posession at the time of the incident.
Most the points i was going to say have been raised above.
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.....
Quote Me Happy



Joined: 15 Jan 2005
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PostPosted: 18:50 - 05 Dec 2005    Post subject: Reply with quote

Wave,

When I got hit the first thing the driver said to me was that I was speeding. When I told the police this they said well he must have seen you then and proceeded to prosecute him Thumbs Up

Good luck with the insurance stuff - I've been up in court before for no insurance and whether or not I was covered was a bit of a grey area. I got let off so it's worth fighting.
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MarJay
But it's British!



Joined: 15 Sep 2003
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PostPosted: 20:00 - 05 Dec 2005    Post subject: Reply with quote

Wave,

Just say this to the police:

I was in no hurry to get anywhere as I was trying to get a feel for an unfamiliar bike. I had already tested the brakes and the steering carefully and was heading home. The taxi pulled out of nowhere and the driver was looking the other way. I saw the taxi hove into view in the beam of the RXS headlight and was not able to stop in time to prevent myself from hitting it. The taxi driver did not even leave his cab to help me, luckily I could only have been doing 20-25mph otherwise I would have been hurt much more than I was. The road was residential and I make a point of not going faster than about 25mph in those areas.

Dead cert he'll get prosecuted especially if you have corroberative witnesses. If he has witnesses then it might be harder, but still doable.
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Silver
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Joined: 03 Oct 2004
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PostPosted: 21:06 - 05 Dec 2005    Post subject: Reply with quote

Glad you're alright, you numpty. Who would have thought you'd be safer on your GSXR than a 100c two stroke! Shocked

His claim of your speed will have no impact what so-ever. He hasn't got a radar gun build into his head so he's not qualified to make the claim. I've heard of cases where Policemen have made speed claims get thrown out because they had no evidence. So a taxi driver's got no hope. And, like others have said, if he saw you coming why did he pull out?

The bloke's obviously a knob for not getting out of his taxi after you crashed. Sting him for all he's worth Wink Thumbs Up
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numark1
Scared of girls



Joined: 10 May 2004
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PostPosted: 21:15 - 05 Dec 2005    Post subject: Reply with quote

Evil or Very Mad

Last edited by numark1 on 17:37 - 07 Dec 2005; edited 1 time in total
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Wave2k
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Joined: 06 Apr 2004
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PostPosted: 21:17 - 05 Dec 2005    Post subject: Reply with quote

nah just an arrogant cabbie
Ones which think they know it all
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 21:20 - 05 Dec 2005    Post subject: Reply with quote

Hi

Hopefully with the insurance cover you should be OK. I presume Cliff said "you bend it, you bought it".

Not seen a policy saying that any other bike you ride must be insured (although some may well), just that if you are riding a bike like that and park it up then it is not insured.

All the best

Keith
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Barry_M2
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PostPosted: 21:50 - 05 Dec 2005    Post subject: Reply with quote

Keith,

If that were the case, then there would be nothing stopping you from insuring your 50cc moped for £100, then going and buying an R1 and riding it under your moped insurance. I think you'll find the other bike does have to be insured. Wink

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Wave2k
G's Stalker



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PostPosted: 21:56 - 05 Dec 2005    Post subject: Reply with quote

i know if the bike is in your name, it dosent count
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Dom_
Points Mean Prizes



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PostPosted: 22:00 - 05 Dec 2005    Post subject: Reply with quote

Barry_MC21 wrote:
Keith,

If that were the case, then there would be nothing stopping you from insuring your 50cc moped for £100, then going and buying an R1 and riding it under your moped insurance. I think you'll find the other bike does have to be insured. Wink

Thumbs Up

Not many people will give that cover (if any at all) on a 50cc scooter.
There are also limits, i.e. no bigger than the cc your bike is, so 750 in wave's case or 50cc in a 50cc riders case.
Insurers think things through you know. Wink
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 22:00 - 05 Dec 2005    Post subject: Reply with quote

Barry_MC21 wrote:
If that were the case, then there would be nothing stopping you from insuring your 50cc moped for £100, then going and buying an R1 and riding it under your moped insurance. I think you'll find the other bike does have to be insured. Wink


Plenty of people have done that in the past. Knew someone who used to ride a CBR1000 insured because of fully comp insurance on a Mini.

Plenty of policies do not say the bike must be insured by someone else while you ride it. However simply put the bike is likely to only be insured while you are riding it. Park it up and it becomes an uninsured vehicle, which is an offence on the public highway.

All the best

Keith
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Barry_M2
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PostPosted: 22:04 - 05 Dec 2005    Post subject: Reply with quote

Ok ok, I give in!! Sad

Its always how I've understood it to be, and I've certainly seen it on and old policy of mine (although this was about 10 years ago).

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Very Happy
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yambabe
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Joined: 12 Jul 2004
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PostPosted: 22:32 - 05 Dec 2005    Post subject: Reply with quote

MarJay wrote:
I was trying to get a feel for an unfamiliar bike.


NONONONONO! FFS don't say that! The rest of it maybe but not that!
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colin1
Captain Safety



Joined: 17 Feb 2005
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PostPosted: 03:45 - 06 Dec 2005    Post subject: Reply with quote

So did the taxi do the u turn from being parked up, or were you following it down the road when it slowed down, you went to overtake and it hit you when it cut across your path ?
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Delvard
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Joined: 22 Jul 2005
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PostPosted: 09:02 - 06 Dec 2005    Post subject: Reply with quote

Glad your OK Wave, hope you get this worry over soon.
For my tuppence worth, I'd avoid using in any formal communication the words: came out of nowhere. It could be construed as poor observation on you part. Don't leave yourself open to this.




Good Luck fella.

Andy Wink
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quacker_boy
Cuddle Bitch



Joined: 06 Sep 2005
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PostPosted: 09:24 - 06 Dec 2005    Post subject: Reply with quote

glad it was just a little 2T bike and not your gixxer! good to hear you're alrite mate take it easy.

chris
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sv_cath
Could Be A Chat Bot



Joined: 19 Apr 2004
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PostPosted: 11:54 - 07 Dec 2005    Post subject: Reply with quote

T44TE M wrote:
Was he a paki?

How is that relevant or helpful?
What about whether he was wearing jeans?
Or if he had brushed his teeth that morning?

I just don't get some people... Confused
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