Third Party F+T.....?4500

StottyB · Trackday Trickster Joined: 23 Jan 2006 Karma :

Hi guys, i've been looking around for insurance for an NSR125R for a 17 year old with 1 years experience.....it seems like a treasure hunt really. I've had quotes from £800 to £4500!!!!!

Can anyone recommend an insurance company.....or brag about their brilliant deal!

Also.....TPO, TPF+T or FULLY COMP??? Considering i'm poor but do't fancy loosing everything if my bike gets nicked

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Have you already got the bike?

Sometimes claiming on TPFT can actually cost more than if you had had TPO and then not claimed when you bike was stolen.

(Initial extra + excess + insurance cancelled + new insurance + loss of no claims, etc)

mrchips · World Chat Champion Joined: 05 Mar 2004 Karma :

Get TPO instead.
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Northern Irish? www.nibikers.com

Andy C · Tree Seeking Missile Joined: 26 Apr 2005 Karma :

try lexham, they gave me £210 TPO on a RS125 at 17 with 0NCB (although i had one almost complete but i needed insurance quick)

Was £400ish TPFT

www.lexhaminsurance.com
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

StottyB · Trackday Trickster Joined: 23 Jan 2006 Karma :

I have a Gilera Stalker 50cc at the moment. I'm going to upgrade to a 125cc when i'm 17 (april). Havn't crashed, havn't clamied, but i figured a motorbike is much more likely to get stolen than a moped....

I havn't got the bike yet no, but the NSR125 seems to be the best option.

Actually, so i don't clog up the forum, i may as well ask in here.

People say that motorbikes need a lot of attention, and i know slinm to nothing about bikes, i can change the oil and the sparky but thats about it really. Advice anyone?

Cheers guy!

tom

big dave · Two Stroke Sniffer Joined: 16 Jan 2006 Karma :

premium choice 0121 311 3100 Thumbs Up

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live now pay later.

StottyB · Trackday Trickster Joined: 23 Jan 2006 Karma :

Was that quote n a provisional?

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

StottyB · Trackday Trickster Joined: 23 Jan 2006 Karma :

I've got plenty of locks.

Oxford Magnum 2000 (Thatcham Approved) If anyone wants these dirt cheap (£25 RRP: around £70) just ask and i'll send you a link to a fantastic dealer.

Oxford Hardcore Lock and chain

Oxford Boss Alarm

I suppose you're right. I've been looking around and can get a 2002 NSR for £1250.

Also....what does it matter if its imported of not.

Thanks again for all your help guys!

Tom

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Avoid imports if it all possible.

They are much, much harder to derestrict and many it seems can't be fully derestricted.

So import bike's are definitely worth a fair bit less, though owners may not realise this.

StottyB · Trackday Trickster Joined: 23 Jan 2006 Karma :

so how do you know if a bike has been imported or not?

Rob W · World Chat Champion Joined: 09 Nov 2004 Karma :

www.ebikeinsurance.co.uk

They were far and away the cheapest for me on my ZXR, and were brilliant when I got knocked off in July.

Thumbs Up

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'90 TS50 > '04 Senda 125 > '91 ZXR400 > '90 CB-1 > '04 GSX-R1000 > '96 Bandit 600 > '89 ZXR750 H1 > '96 GSX-R750 SRAD > '98 RR-W Fireblade > '98 T595 Daytona > '03 Hornet 900 > '04 Fireblade > '16 GSX-S1000F (x2) > '23 XSR900

cagiva gezzer · World Chat Champion Joined: 17 Mar 2003 Karma :

Rampdale. 22, Paying under £200 for a 2000 Cagiva 125 with one years NCB.
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"because one stroke isnt enough and four strokes waste two"