approved car/bike finance

Louise · World Chat Champion Joined: 22 May 2006 Karma :

Am wondering if anyone of here deals with these people.
Basically, I have them ringing me tommorow to sort out money for a bike.
Do I need to go to there showroom and choose a bike?
I cant find any showroom places Confused

People say go to get a loan. But, bad history all in all I wont get it unless its a sky high APR.
I know These could be, but we shall see.
Looking to take 1k, or 700 if possible.
I could save but will take a few months which I just cant do.
Advice?

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Louise · World Chat Champion Joined: 22 May 2006 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

They are usually a massive rip off from what I've seen.

Best to get a cheap bank loan if you can.

Kara · Crazy Courier Joined: 23 Jul 2005 Karma :

or maybe a 0% credit card. . .? or save!
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andrew · Mister Road Rage Joined: 03 Feb 2002 Karma :

Kara · Crazy Courier Joined: 23 Jul 2005 Karma :

Or buy something you can afford, or something that needs love and fix it up! I bought my VFR for £300 . . . .
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Mark_petty · Brolly Dolly Joined: 01 Jun 2005 Karma :

If you are good with money then I totally agree with the person who said a 0% credit card as for £700 - £1k thats not alot on a 0% card. But you need to pay off big monthly amounts to clear it before the 0% goes up to 14%.

If your crap with money save the cash Thumbs Up

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Louise · World Chat Champion Joined: 22 May 2006 Karma :

Yes I could save as everyone said.
What it is, is my bosses left my place of work to another place 15 miles away.
I have been told I can have a job there as we got on so well.
I cant bere to stay at this pub anymore, my new bosses are just making everyone day hell.
Hence I need a bike as its way out in the country Thumbs Up

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Should be able to get a cheap bike that will 'do the job' for not too much at all - then get something better when you can afford it.

Barry_M2 · World Chat Champion Joined: 09 Sep 2004 Karma :

DO NOT get a bike on finance, its a rip off.

If you really want to borrow money to pay for a bike, speak to your bank, or any bank. But don't go to a finance company, interest rates are just stupid!

Thumbs Up

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Kara · Crazy Courier Joined: 23 Jul 2005 Karma :

You can get a really good hack for under £500 notes.

I bought my car on a 0% credit card, cost 4 grand, but i have a complex system of direct debits so it always gets paid and will be paid by the time the 0% runs out!
____________________
NC30 + Bandit 6
www.eabikers.co.uk