Little Insurance tip

trevoriv · World Chat Champion Joined: 04 Jun 2005 Karma :

Just thought I would share a little snippet of insider knowledge. Not spam, I have no affliation with any of the following)

For a few years one of the growth markets for motorcycle insurance was the NIG especially through H&R. They were looking to buy the business in and thus their premiums were very cheap.

Now there is a newish kid on the block - Simply Insurance (www.simplyinsurance.uk.com) who has a deal signed with KGM at lloyds who are looking to grow their account in the motorcycle market and as such they will probably be the cheapest out there.

Product and wording looks good and the service of Simply is supposed to be award winning.

Non of the past motorcycle big names (AXA, NIG, Groupama etc) seem interested in trying to compete with Simply/KGM.

In summary, if you want to try and save money on insurance try Simply Insurance (plus I think they signed a deal/profit share with confused.com so if you go via confused.com you might save a bit more.)
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Past: '96 Thundercat, '02 ZX636R (A1P), '58 KTM 690 SM LC4 Current: '06 ZX636R (C6F)
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ms51ves3 · Super Spammer Joined: 08 Jun 2007 Karma :

Unable to quote me on my TZR250 Thumbs Down

TheFoxyDuke · Nitrous Nuisance Joined: 11 Mar 2009 Karma :

Yep, I'll second that!

Just renewed my S4R from a 3rd party only with e-bike to a fully comp policy with breakdown etc for the same price with Simply Insurance Laughing

They do seem to stick a little on for monthly payments although still can't grumble.

Worth a butchers if you're in the market Wink

FoxyD

Legsy. · Nova Slayer Joined: 23 Dec 2008 Karma :

I'm with KGM, they were the cheapest for me.

Louise · World Chat Champion Joined: 22 May 2006 Karma :

Unable to quote Confused

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warped one · Banned Joined: 25 Dec 2007 Karma :

I'm with them, Got a renewal quote from Bennettes of £750 went on confused.com and found it £174 and i'm paying it through finance so it's something really silly like £10 a month, what a giggle but atleast i'm legal.

Cheers

Warped
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amnesia - Never in the history of usernames has one been more accurate. Warped indeed. You sir are a fecking oddball.

Yazta · Nova Slayer Joined: 02 Nov 2008 Karma :

unable to quote. Thumbs Down

Faraz · Nearly there... Joined: 26 May 2007 Karma :

Reppyboyo · Nearly there... Joined: 15 Sep 2006 Karma :

Simply were over £200 cheaper than anyone else for me.

I find that the online quote system wont quote you if you say yes to any modifications or accessories.
I did email them direct and they replied that it shouldn't be a problem but best call them so they can check with insurers.

ncrn · World Chat Champion Joined: 24 May 2006 Karma :

About £40 cheaper than who I'm with now. But I'm all paid off till october so I'm not really on the market currently.
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Past: 55 Sym Jet, 91 ZZR250, 03 NSR125R. Present: 97 ER-5.
https://www.nsr125.co.uk - NSR Owners forum.

m_hill19 · Renault 5 Driver Joined: 24 Apr 2007 Karma :

unable to qoute me on my cbr

Andy C · Tree Seeking Missile Joined: 26 Apr 2005 Karma :

Im looking for insurance and gave me a sub £200 quote! (TPFT)

Been getting ~£230 at the moment so working for me! Even got a £330 fully comp quote which is cheap!

Thanks for the heads up!
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99 RS125 --> 02 SV650s --> 03 Speed Four --> 92 RXS100 --> 93 CB400sf --> 01 CB600f Hornet

Jefr0 · World Chat Champion Joined: 29 Jul 2007 Karma :

Nice one Trev.

Was quoted £192 TPO with others I've tryed then TP0 with simply is £124, TPFT is £156.

Won't let me do a multibike policy online, do you think they will do them on the phone?
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

Mount_Man · Nova Slayer Joined: 04 Apr 2009 Karma :

AppleJoe · Brolly Dolly Joined: 02 Dec 2007 Karma :

Mount_Man · Nova Slayer Joined: 04 Apr 2009 Karma :

frazer1981 · Nitrous Nuisance Joined: 04 Oct 2008 Karma :

They where unable to quote me on my varadero 125 Shocked

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1st bike - chunlan starway 50QF4 (SOLD) 2nd bike - 92 Honda mtx125RW-L ( In my garage awaiting some TLC)
05 Honda xl125v Varadero stolen and recovered but now a write off! Sad

07 Hyosung GTR125R

Pernig · World Chat Champion Joined: 24 Jul 2006 Karma :

Great tip!

£28 a month comprehensive. Which is £15 cheaper than eBike TPFT (which I'm using currently). I said I was going to stay with eBike to get my no-claims a bit quicker, but this is tempting.
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H100 Breaking for spares

mr-inteligent · Nitrous Nuisance Joined: 04 Nov 2008 Karma :

Anyone getting Unable to quote If you put your real phone number in they will call with in the next few days.

Well at least that what happened for me.

dodger · Traffic Copper Joined: 13 Jul 2005 Karma :

Much more expensive on the bike I'm looking to get than H&R.

Although H&R are for some reason £100's cheaper for me than any other company... Confused

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My Bikes: Piaggio NRG| Aprilia RS 125| Suzuki GSX-R 600|Yamaha Fazer Ducati 848
Europe 2008

Stelmer · World Chat Champion Joined: 31 Dec 2006 Karma :

I got £145 on the GSX with them but the cheapest was £62.

That is a year on 3rd party only. The GSX is not worth anything more.

Aka Matt · Trackday Trickster Joined: 15 Feb 2008 Karma :

£100 more expensive than my current insurance premium Sad

although got a good fully comp price (not that I would ever bother with fully comp on an old bike).

MinhDinh · World Chat Champion Joined: 01 Jan 2005 Karma :

Thanks bud. saved this thread in my email for next feb.
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Hit the G spot. Wink

LustyLew · World Chat Champion Joined: 19 Apr 2004 Karma :

£80 more expensive for me. Sad

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Like a Yorkie - I'm not for the girls Wink

h00dwink · World Chat Champion Joined: 04 May 2006 Karma :

Is who i'm insured with, they were obscenely cheap compared to any other company for me. £540 fc inc euro breakdown cover.
05 gsxr 600, 2 claims 22 years old. no other company could come close, let alone beat it.
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