Bike insurers with low admin fees?

[Ingah]

As the large number of threads on this topic indicate, we are all becoming / are already well aware of how ridiculous admin/cancellation 'fees' are becoming, mainly from insurance brokers.

So does anyone know which companies (if any), that make at least some effort to offer a competitive premium, offer more reasonable admin/cancellation fees, or by and large don't actually charge them for minor changes (Note: Probably not the cheapest premium, but i suppose anyone can offer low admin fees if they charge totally ridiculous premiums).

Fingers crossed, but not holding out much hope.
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-- Ingah

[Snorty]

My friend is on eBike and they don't charge him anything to switch to a completely different bike (admittedly around the same insurance band). I imagine they'd charge a different amount if you changed to a busa from a cg125 though.
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Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[Rogerborg]

Yup, eBike. Or at least when I last took a policy (last March). Read the T&C's.

I've changed license types, put bikes on, taken them off, swapped them over, and never paid a penny in admin fees. HN125-8 to GPZ500S was a £0 swap, done online in seconds.

This link should get you £40 off.

Be aware that if you claim or find that you have to call them, it'll be a different story. They want everything done online, which is fine with me - I actually prefer that. They also want to see a copy of your license - emailing them a scan or decent picture is fine.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[UnspeedySam]

Might have to switch to them from Carole Nash then when my insurance is up and restriction is over in March. I got a competitive premium after giving them some quotes from other insurers but they charge £25 (I think ...) every time I make a change.

Off Topic: Does anyone know if eBike are one of the insurers who accept that you didn't pass your test when you restriction ends...you passed it 2 years before?

I know Carole Nash are reasonable about it but have heard bad things about some insurers cancelling policies because of the DVLA stamping the wrong dates on licences after restrictions end.
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Riding: BMW R1150RT `02 bought mildly crashed
Fixing: Also the BMW as I get less broken bits
Gone: ZZR600 '00, TRX850 '97, RXS100 '93, JS125-6B '07, BMW R1100RS '93, Kawasaki ZX-6R-J2 '01, Honda Bros NT400 NC25 '88

[Polarbear]

[CarlosCBR]

eBike always come up trumps for me. When i added the CBR6f to my 125 policy they charged me an extra £200 (quite rightly), then when i sold the 125 and told them, they refunded me £30 which was nice.

Never had them get pissy about address changes or mods.
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https://www.youtube.com/watch?v=1OPv5mDPQ14

https://www.facebook.com/carl.simmonds.7

[Ingah]

[UnspeedySam]

[Clutchy]

Surprising that they don't give you an option to tell them that you are still in your restriction period, but from what I can tell, as soon as you tell them it has 33bhp restrictor fitted they charge hundreds more!

Guess that's one of their ways to tell.

Don't see how making a bike slower makes it more dangerous!

Guessing it all comes down to stats though eh? More people crash when they have the 33bhp restrictor (as they must be new to biking they say) ohhh errrr.
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Malaguti F12 Phantom-Dead, Suzuki AY50- Dead, NRG power DD LQ, CBR125.
*33 BHP restriction up on 10/12/14* Current bikes/car: SV 650 S/ MKIV GOLF
Guide to pass your test with no lessons!

[Ingah]

[UnspeedySam]

[Polarbear]

So I got my bike license back in 1977 (yes I'm a dinosaur) but I only got my car license in 2007. So when they say for my car insurance, how long have you had a full license (note they don't ask for full CAR license, just full license), does saying 35 years count as fraud
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Triumph Trophy Launch Edition

[UnspeedySam]

[garth]

eBike are good, but they want a £100 premium over most others for me.
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You ain't a has been if you never was