Insurance Avoid List

[Alpha-9]

So there's a lot of scattered posts and threads about insurance companies giving us a hard time.

How about we have one list here?
I could link to the threads in question so we have explanations too if you want to justify your hate for them
Obviously this should be taken with a pinch of salt, often people don't read their policy completely, but also insurance companies often make their own rules and laws up!

BCF Avoid List:

Hastings
Bennets
Green Insurance Co/Express Insurance
Equity Red Star
Swinton bike insurance
MCE
Swinton

BCF Recommendations:

Ramasis Insurance
H+R insurance
WickedQuotes
Carole Nash
e-bike
Admiral

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Fzr-600 1999

[Eddie Hitler]

I would recommend H+R insurance, they have been really helpful with some issues I've had.

[Walloper]

[Acemastr]

MCE can do one, nothing but hassle and price changes.
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2017 KTM 350 XC-F - 2014 Yamaha R6 - 2005 Yamaha YZ125
2016 Toyota Tacoma Limited

[LordShaftesbu...]

I liked eBike when I was with them.

[Supermoto_Fan]

I'm with ramasis. After everyone raving about them on here they were the best for me. Although its through equity red star.. Which on your list is one to avoid.

Hey ho, don't have any intention of claiming
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Yamaha MT-09 - Triple powerrrr

[CaNsA]

Ive been with swinton twice and wice they have the cheapest around.
They havent given me any hassle when claiming either.

TBH, you generally only hear the bad shit about companies.

[Alpha-9]

Mixed messages about Bennets when searching on here, they often come up cheap on quote comparison sites.. Any verdict?

Glad to hear about H+R, i'm insured with them now, they've given me a 30 day temporary cover until I check and return all my documents and details, with no admin charge to amend them as far as I know (until the actual policy comes into place)

But I did the quote via bike insurer and for some reason my claims come out on the cover note as hitting a stationary car, sent them an email and they've corrected it no questions asked.. Not got to restriction proof stage yet though

MCE added to avoid, although I had no real quarems with them I must have got lucky
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Fzr-600 1999

[WindyMiller]

I actually had to phone eBike a few weeks ago, as for some reason the website wasn't accepting my credit card payment.

I've never spoken to such a happy, bubbly, joyful person when dealing with any insurance company or other call centre. She was efficient as well and got my payment processed with no trouble.

Haven't had to make a claim tho
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YBR125 SV650S Triumph Sprint ST 1050

[Alpha-9]

ebike added, heard they're good from a lot of people

https://www.bikechatforums.com/viewtopic.php?t=239300 regarding swinton, making up their own laws, will leave them out of both lists for now but i'm edging more towards avoid

Think of it this way, insurers will see this list and up their game, forcing them to get competitive by 'monopolising' the companies that aren't shit
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Fzr-600 1999

[Joncrete Cungle]

Hastings are SO terrible CAG have a dedicated subforum for Hastings incompetence!

https://www.consumeractiongroup.co.uk/forum/forumdisplay.php?329-Hastings-Direct-Hastings-Insurance-Services

Also I award Equity Red Star a special as they are the useless pillocks who by being negligent and telling lies caused me to be left by the roadside, in the rain a hundred and fifty miles from home.

[nightshaddow]

swinton to avoid

i said i would not renew my policy with them at the end of that year as was changing bike and cover type

then followed more than 30 phone calls to try beat the quote i was given

then an auto renewal came for

the wrong bike
the wrong cover (tpft instead of fc)
at tripple the price of the insurance i bought

i rang to give them a bollocking there and then

they are still trying to get money out of me now for the policy that does not exsist
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"WHAT DO YOU MEAN 100 MPH THATS IMPOSSIBLE Its chinese OFFICER."
Current rides CB 125 TDE(the next project) NS125RK ( now on the road ) CB125TDC (soon to be project 17) melody ( the nephews )

[MarJay]

If you have an insurance avoid list, it'll end up with every insurer on it...
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[Polarbear]

Carole Nash were really good and would have stayed with them but when I went from a Busa to my Street Triple R they wanted silly money (why Carole, a busa is faster than a STR, really!) so went with MCE.

I've had no problems with them, by far the cheapest and gave me 15 months insurance for the price of 12 last time
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Triumph Trophy Launch Edition

[stoke-gaz]

Currently with MCE, not had a problem so far.

Just had a quote for a '93 535 virago from ramasis they want over a grand fully comp.........yeah, fuck that off straight away! Got it to around £250 through the comparison sites!
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Gaz.
Ex: GZ125HS, Current: Yamaha xv535 virago, Suzuki GSF600.
CBT: passed 30/09/2012 Theory: passed 02/02/2013 MOD 1: 27/03/2013 MOD 2: 18/04/2013.......CAT A LICENCE IS MINE!!!!

[Walloper]

[MaybeGuy]

AVOID!!!
Right Price Insurance

RECOMMEND!!!
swinton
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Blue_SV650S wrote: it was a sh1te wheelie, but it proves that he can get it up in 3rd and can do angles. In summery, mattsprattuk is a gobby little sh1tebag, dopehead tw4t, but sadly for all of us, he probably isn't THAT full of sh1te!!
Kickstart wrote: Hi I tend to agree with Matt. All the best Keith

[Alpha-9]

[Walloper]

Fresh off today's Quote machines

Dear Mr walloper,

For your S1000RR

Thank you for obtaining a quote from GoCompare - Bikesure. We are pleased our quote of £1067.62 was one of the most competitive.


Bennetts website

£251.25 per year

Deary me, I wonder who I should insure through
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W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair

[Ed Case]

Been with E-Bike four years now..........no complaints !

[Musketeer]

I'm with Green Insurance Company aka Express Insurance broker and Equity Red Star as insurer.. If the list is correct then I'm screwed

They were cheap though

EDIT:

Just got a quote for my ZX6R (fully comp)..

THE BAD: Express Insurance £93 per year (excess £350)
THE GOOD: H&R Insurance £361 per year (excess £500)

Sorry I would still go with the bad guys
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Current Bike: Yamaha XSR900 Previous bikes: Honda CBR1000RR Fireblade, Kawasaki ZX-6R Ninja, Aprilia RS125 2-stroke

[Alpha-9]

[radicalrabit]

[Alpha-9]

Added swinton.
7 bad to 5 good isn't bad going for insurance co's
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Fzr-600 1999

[s1h]

Been with a few of the above.

Swinton ok service but the admin fees / cancellation fees are ridiculous, had a policy with them that cost £62 or something small. When I wanted to cancel half way through the year it was going to cost £65

Ebike may have changed but was insured with them a few years back and had to make a claim and it was awful. I still think if I hadn't of been on the phone ringing and pestering them everyday I'd still be waiting for my cheque now.

Bennetts was insured with them for 3 or 4 years with no issues. Left then went back, put the wrong start date on the policy paid for it online then realised. Rang them up to change it, and they wanted me to pay for another and then they'd refund me for one of them in 14 days, told them bollocks and went elsewhere and got a refund.

Was insured with NIG through lexham years back and they were spot on, service wise and when I made claim.