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My first spill

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CBFcarl
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PostPosted: 20:09 - 24 Apr 2014    Post subject: My first spill Reply with quote

Not impressive enough to do a paint diagram, but on the way home from work tonight, a car decided it didn't want to go straight ahead and swerved in front of me. I slammed my brakes on, but not quickly enough and ended up going into the side.

Turns out that they are German, in a rental car and didn't understand the road layout. Bike is fine except a bent gear peg, helmet took a bump, and my knee hit the car, the floor and then the bike landed on it.

Bit shook up, and my back and knee are stiff, but sod it, first spill out of the way.

Stool cory bro.
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Sabs
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PostPosted: 20:27 - 24 Apr 2014    Post subject: Reply with quote

Glad you're ok.
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Tamsin
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PostPosted: 20:32 - 24 Apr 2014    Post subject: Reply with quote

hope you got the reg number to make a claim...
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trevor saxe-coburg-gotha
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PostPosted: 20:40 - 24 Apr 2014    Post subject: Reply with quote

Did you mention the war?
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Fladdem
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PostPosted: 20:44 - 24 Apr 2014    Post subject: Reply with quote

Will you stop talking about the war?
You started it.
Did not!
Yes, you did. You invaded Poland.
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-Matt-
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PostPosted: 20:51 - 24 Apr 2014    Post subject: Reply with quote

Germans you say...

Sounds like a case for the ECHR - Breaching your right to safe travel as a motorcyclist or something Thinking surely.

What was the end outcome then, translated apologies and exchange of details, or was it just lots shouting and tears.
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Ste
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PostPosted: 20:55 - 24 Apr 2014    Post subject: Reply with quote

https://ashleyklingenberg.files.wordpress.com/2014/03/tumblr_mb6rxpizq31rrpsd7.gif
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Commuter_Tim
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PostPosted: 21:03 - 24 Apr 2014    Post subject: Reply with quote

In before Godwins.
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CBFcarl
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PostPosted: 21:10 - 24 Apr 2014    Post subject: Reply with quote

Thanks everyone, no insurance claim as just a bent peg for me, and a 6 foot 2 dent in their door, plus I was a bit shocked that I wasn't hurt.

To be fair, if it went to insurance claims then I would lose the 1 years no claims that I am about to earn (lol).

The war was absolutely not mentioned Smile
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P.
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PostPosted: 21:23 - 24 Apr 2014    Post subject: Reply with quote

CBFcarl wrote:
To be fair, if it went to insurance claims then I would lose the 1 years no claims that I am about to earn (lol).


Not really...

How bent is your frame, have you even checked it for fractures? Laughing
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Rogerborg
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PostPosted: 21:33 - 24 Apr 2014    Post subject: Re: My first spill Reply with quote

CBFcarl wrote:
rental car [...] no insurance claim

Ummm...

Perhaps not by you. I'm fairly certain that you'll very soon have one against you. Your insurer will be most displeased that you haven't informed them of how you came out of nowhere at 100mph on one wheel, screaming "Achtung Fritz! This is for Coventry!"
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owl10
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PostPosted: 08:13 - 25 Apr 2014    Post subject: Reply with quote

As rog says, tell your insurance company.

As soon as the hire company see the dent they'll want Fritz to say what happened, Germans will probably follow the correct process. (Why wouldn't he?).

Best get your claim in first.
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1cyl
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PostPosted: 08:31 - 25 Apr 2014    Post subject: Reply with quote

Glad to hear your not to badly smashed up OP.

If your not doing a paint diagram perhaps you could at least bump the spill counter: https://www.bikechatforums.com/viewtopic.php?p=3828743

I understand why you don't want to contact your insurance because any such phone call is often comparable to a vicious hangover.
Just a simple renewal usually leaves me with a sapped soul, pitted stomach and dull buzzing brain feeling.
But as others have stated, you must inform, and fill out any mountain of paperwork and/or draw any diagrams they require, if not it will bite you in the arse later.
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dydey90
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PostPosted: 09:50 - 25 Apr 2014    Post subject: Reply with quote

What sort of a monster provides a thread with no paint diagram. There are rules!
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CBFcarl
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PostPosted: 10:40 - 25 Apr 2014    Post subject: Reply with quote

Thanks everyone for their advice. I will report this to my insurance company this afternoon, but....

1) Do I make a claim? I didn't get the other parties details
2) Do I just inform them?

Other than having my last bike stolen, I havent had to make an insurance claim for an accident.
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Rogerborg
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PostPosted: 10:55 - 25 Apr 2014    Post subject: Reply with quote

CBFcarl wrote:
Do I just inform them?

Umm. Tricky one. Because...

CBFcarl wrote:
I didn't get the other parties details

...did they get yours?

If not, if you're sure that they didn't even get your registration, then you might be better off keeping is hush-hush.

Thing is, right now the hire car owners will be badgering Fritz to provide your details.

It's really up to you to decide based on the circumstances. Initially, you'd be informing your insurer of a minor collision in which you weren't at fault (I'm sure your recollection is that the other party admitted liability), with no injuries and no significant loss or damage.

I'd p.m arry though.
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CBFcarl
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PostPosted: 11:02 - 25 Apr 2014    Post subject: Reply with quote

Hi Roger,

I didn't get theirs, they didnt get mine and I am 99.9% sure they didnt get my number plate. They were adamant that they would rather sort it themselves, and seeing that there was more damage to them than to the bike, I was ok with that.

As far as fault, absolutely their fault, there were witnesses who confirmed that they were going straight ahead, then swerved to go right (and into my path).

Don't have my insurance details with me, so I will proceed tonight if necessary (and at work at the moment, so will PM 'arry later).

Once again, thanks for everyones help, advice and best wishes.
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CBFcarl
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PostPosted: 11:49 - 25 Apr 2014    Post subject: Reply with quote

dydey90 wrote:
What sort of a monster provides a thread with no paint diagram. There are rules!


Sorry Dydey,

When I get home tonight, I will try and put one together. You are local(ish) though, it was just past the bridge at Wicker in Sheffield.
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P.
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PostPosted: 11:59 - 25 Apr 2014    Post subject: Reply with quote

Mate... why on earth do you leave without details.

Number 1 - photos of anything and everything.
Number 2 - details of person
Number 3 - details of witnesses.

Leave scene without one, it makes it far harder.
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_Troy_
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PostPosted: 12:05 - 25 Apr 2014    Post subject: Reply with quote

Did you see where the hire vehicle was from? Long shot, but if you remember make and model you may be able to go down and spot reg number if required.
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CBFcarl
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PostPosted: 12:29 - 25 Apr 2014    Post subject: Reply with quote

Paddy, honestly thought that it was straightforwards in that I will take care of my side, they take care of theirs. Also, first crash ever, so a bit shocked and dazed.

Troy, see above, but not sure. White car, possibly a Kia Cee'd?
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Rogerborg
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PostPosted: 12:33 - 25 Apr 2014    Post subject: Reply with quote

CBFcarl wrote:
I am 99.9% sure they didnt get my number plate.

Probably end-of-story then.

CBFcarl wrote:
As far as fault, absolutely their fault, there were witnesses who confirmed that they were going straight ahead, then swerved to go right (and into my path).

If you didn't get their details, what does that matter?

If I were 99.9% certain that I couldn't be identified I'd probably leave it and not give myself 5 years of insurance hassles. Probably.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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CBFcarl
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PostPosted: 13:10 - 25 Apr 2014    Post subject: Reply with quote

Rogerborg wrote:
CBFcarl wrote:
I am 99.9% sure they didnt get my number plate.

Probably end-of-story then.

CBFcarl wrote:
As far as fault, absolutely their fault, there were witnesses who confirmed that they were going straight ahead, then swerved to go right (and into my path).

If you didn't get their details, what does that matter?

If I were 99.9% certain that I couldn't be identified I'd probably leave it and not give myself 5 years of insurance hassles. Probably.


I am going to sleep on it. I would rather not claim over a bent peg, but I was going to get the bike serviced next week, so I will get a professional eye over it at the same time (wont mention the accident though, I would assume its like giving the garage a shopping list).
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Khanivore
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PostPosted: 14:02 - 25 Apr 2014    Post subject: Reply with quote

If you leave it so long to inform your insurance company (i.e. you get it looked at, find a problem, and only then decide to report it) won't you get in to more bother?
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P.
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PostPosted: 14:07 - 25 Apr 2014    Post subject: Reply with quote

CBFcarl wrote:
Paddy, honestly thought that it was straightforwards in that I will take care of my side, they take care of theirs. Also, first crash ever, so a bit shocked and dazed.


Hitting a car with a weedy bike would likely damage more than a peg mate... I'd have bent them over hard and got all their details.
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